Assume you have been asked by your company to research and propose an employer-sponsored health insurance plan for the company of 49 full-time employees. Ways to find the information include requesting a quote from different sites. One example is https://www.ehealthinsurance.com/small-business-health-insurance
(Links to an external site.)
. At this site, you would need to enter a name, number, email, the zip code 55446, and the number of employees as “39”. There are other sites that will provide quotes to you online or over the phone. Even some health facilities offer group health insurance. Research these sites and be sure mention their names and data in the essay. Create a research memo to detail your findings and proposal for how to proceed. Be sure to include:
Whether you are suggesting an HMO, PPO, or other managed care program
Any limitations or requirements of the plan you chose
The reasons for the choice you made
Details that include premiums, deductibles, and copays
How your company will keep costs down for employees
Options for vulnerable populations in your company that do not utilize the employer-sponsored health plan.
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