insurance is an innovating sector with changes both big and small. Some companies are trying to disrupt the products or distribution of them. New types of insurance products such as usage-based or parametric insurance pop up often. Telematics, wearables and internet of things provide opportunities for risk reduction.
Write a paper (not including citations or end notes) that explores a recent insurance innovation or identify and support the need for an innovation you have identified. Be creative and envision the future of the industry.
As long as the things mentioned (telematics, internet of things) aren’t what is written about I’m fine.
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