Describe your individual feelings and related position concerning the following quote: “Now let’s move to the realities. Banks — including investment banks — are not an accident.

Discussion question:
Describe your individual feelings and related position concerning the following quote: “Now let’s move to the realities. Banks — including investment banks — are not an accident. They have developed over thousands of years to meet commercial needs and will have to go on developing to survive. They lend money on the basis of risk, which means some of it will be lost. And they are not homogenous. Some are truly excellent. Some are truly rubbish.”

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