Money and Capital Markets Assignment

Please write a paper answering these two questions.

Here is the link to the textbook.

Hope Springs (saylordotorg.github.io)

Stop and Think Box
Gaining regulatory approval for a new bank has become so treacherous that consulting firms specializing in helping potential incorporators to navigate regulator-infested waters have arisen and some, like Nubank,
www.nubank.com
have thrived. Why are regulations so stringent, especially for new banks? Why do people bother to form new banks if it is so difficult?
Banking is such a complex and important part of the economy that the government cannot allow just anyone to do it. For similar reasons, it cannot allow just anyone to perform surgery or fly a commercial airliner. People run the regulatory gauntlet because establishing a new bank can be extremely profitable and exciting.

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