What would you change about your personal finances if you could, and how would you budget differently if you could go back in time? If you are happy with the way you have handled your finances and budget, what have they done for you? If you are unhappy with some aspects, what will you do differently in the future, and what difference will that make?
There are no right or wrong answers to these questions, but living out your values means taking a hard look at what you do with your assets and your debts.
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