Best Writer

Construct a framework for identifying, evaluating, and categorizing risk and risk management tools.

Student Success Criteria
View the grading rubric for this deliverable by selecting the “This item is graded with a rubric” link, which is located in the Details & Information pane.

LTD Acceptance is a private property and auto insurance carrier that specializes in sports cars and motorcycles. This organization is owned by LTD Capital, a large equity group with over 15 holdings. LTD Acceptance is the parent company’s single largest holding as it drives 70% of total revenue. Due to the inherent risk involved in that segment of the market, many of LTD Acceptance’s competitors do not offer policies for sports cars or motorcycles. This market segment is underserved which is why the organization has 20,000 active policies for a sports car or a motorcycle.

LTD is headquartered in Houston, TX. LTD does not sell insurance directly to the public. Instead, it uses third-party agents to sell its policies. LTD handles all customer service needs including claims intake, policy services, and general questions. The company operates in four states: California, Texas, Louisiana, and Florida. Currently, LTD does not have an active system in place to ensure that its agents are in fact using LTD guidelines to screen potential policyholders. However, no evidence of negligence has emerged so far as the organization has yet to have a year in which it was not profitable. LTD has also had the good fortune of not suffering losses because of natural disasters or catastrophic events.

In your first days of your new role as the senior risk analyst, you know your first task is to complete a framework for adequately identifying risk exposures. During this process, you realize that many of your counterparts lack the basic understanding of how to identify risks. Your supervisor has come to you and asked for a report outlining the importance of identifying risks to support risk management activities and positively impact the company’s bottom line. If your counterparts do not understand your report, you know that you will have minimal support in your efforts to manage the organization’s risks effectively.
For your report, you have been asked to analyze and address the following:

Why is identifying risk exposures significant? What are the ramifications for organizations that fail to properly identify risks they are exposed to?
What are the market risks LTD encounters?
What business risk does LTD encounter in its day-to-day operations?
What compliance and human capital risks might LTD face?
How do risk management activities correlate with overall productivity?

The format for your report should be in the business, professional style. For help with this format, please click here.

Resources
Rasmussen University Writing Guide
Grammar Checking – How do I create a Grammarly account?

Write a research paper on the cause and effect of decriminalizing cannabis.

The evolution of sports media and the technology used to promote sport and sport products over the past two decades is astonishing. Today’s technology is so advanced that sport participation, spectatorship, and consumption is totally different than it was 20 years ago.
For this discussion topic; discuss the evolution of sports media and technology used in sport. Consider the developments and improvements in electronic and print media over the years.
Please respond (using bullet points for your answers) to the following questions and statements.
How does the media influence sport?
How does sport influence the media?
List and describe one development or improvement in sports media and/or technology over the past 20 years and briefly discuss its affect on sports.
What do you predict will be the next major innovation in sport media or technology?
Reminder: The initial reply posts should be submitted by the due date of each respective week. Your two replies to classmates must be in by the due date of each respective week.
Remember, Initial Discussion – crafted into (a minimum of) 3 solid paragraphs and posted by midnight Wednesday. Classmate Responses – minimum of 2 and posted by midnight Sunday. Don’t forget to include at least two (2) references with your Initial Discussion.
Keep all Discussions in strictly narrative form. This means no bullet-points, numbered/lettered lists, or question and answer. No need to rewrite the questions.

Explain how you see circumstances directly affecting access to or success in education or work?

Use the mixed scanning model to analyze and propose solutions to the following case: Case 3.2 – Crisis in Marshall Creek.
Please discuss the following questions and explain in your 300-word report/case analysis/answers report: The case study Crisis in Marshall Creek starts on page 54 CASE 3.2 I have attached the the case below which is chapter 3 of the book.
What would you think the mission of the school or the district policy can be that is related to the issue under discussion if you work in the school or the district?
How would you frame the problem in light of the basic mission of the school and/or district policy?
How would you analyze the difficulties?
What alternatives would you come up with?
How would you choose the alternatives to move the organization in the direction that helps fulfill the school or district’s mission or that is aligned with the school and district policies?
What is your solution strategy and how would you initiate your decision?

In Module 2 we are focusing on research methods. It is very important that for this discussion forum, with its focus on ethnography, you pay special attention to 1) Chapter 4 in Sociological Perspectives 2) professor lecture(s) 3) Matt Desmond’s research on Eviction and the Adler’s research on upper-level drug smuggling 4) any explanation on ethnography in our online textbook.

Please respond to the following prompt:
You are going to take us through an ethnographic research study of your choice. TO CLARIFY: You are picking a topic of your choice and taking me, hypothetically, to how you would plan on conducting your ethnographic research project.

What are you going to study? Why? What questions do you hope to answer? (You may want to search through your textbook for ideas or identify something sociological to study in your own world). What information can you find about your area of research (this would be a good place to use your credible sources!) How would you go about conducting your ethnography? How would you gain access and develop rapport? What challenges might you face while doing his research? How might your identity (i.e., race, class, gender) shape the ethnographic process? Do you have any biases? What might be the benefits of being an “outsider” or “insider” while conducting your ethnography? Limitations? Please focus on the ethnographic methods process and include material from videos, lectures, and readings to bring your ethnography alive!

In Homer’s Odyssey, after Odysseus blinds Polyphemus, the Cyclops, and escapes, he taunts him by saying, “Hey, you, Cyclops! Idiot!/The crew trapped in your cave did not belong / to some poor weakling. Well, you had it coming!/ You had no shame at eating your own guests!/ So Zeus and the other gods have paid you back,” (Book 9, lines 475-479). Polyphemus’s response, once he learns of Odysseus’s identity, is a prayer to Poseidon:
‘Listen, Earth-Shaker, Blue-Haired Lord Poseidon:
acknowledge me your son, and be my father.
Grant that Odysseus, the city-sacker,
will never go back home. Or if it is
fated that he will see his family,
then let him get there late and with no honor,
in pain and lacking ships, and having caused
the death of all his men, and let him find
more trouble in his own house.’ (Book 9, lines 528-536)
What does this exchange show about how the ancient Greeks viewed the gods?
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To receive full credit (6 points) for each discussion board, all of the following must be achieved:
–Your original post successfully answers the prompt.
–You use specific evidence from the text, including direct quotes to support your analysis.
–Correct formal spelling, grammar and formatting.
–At least one substantive response to a fellow student’s post.
–You include your own question about the text at the end of your first post.
–Your own original response and your responses to other students total at least 500 words combined per discussion board.

1 What is your assessment of the long-term attractiveness of the industries represented in Disney’s business portfolio?
2. Does Disney’s portfolio exhibit good strategic fit? What value-chain match-ups do you see? What opportunities for skills transfer, cost sharing, or brand sharing do you see?
3. We have studied the toy company, Mattel, in prior units of this course. Imagine that the Disney and Mattel CEOs have begun a discussion about Disney acquiring Mattel as its next big diversification. Two questions are posed to you
a. Assuming the price struck for the deal was fair, do you think this acquisition would be a good idea for Disney? Explain your answer.
b. If the acquisition were to go ahead and you were the Disney executive in charge of incorporating Mattel and all its products and operations into Disney, where would you position Mattel within Disney’s four business units/divisions? Consider value chain fits and synergies in your answer

Timberline Health, an integrated delivery system serving residents in five counties in eastern Washington, is considering new opportunities to increase community awareness of the organization’s outpatient health services. As the new business development manager of hearing health services, Jack Andrews is responsible for evaluating the feasibility of marketing activities for the hearing service line and must allocate resources to promotional activities that forecast positive return on investment. One option under consideration is to sponsor the health and wellness pavilion at the Spokane County Fair. Research from comparable markets has shown
that wellness fairs are not only effective at educating communities about potential risk factors for health problems, including hearing loss, but also increasing consumer awareness of new or existing health services provided by local health organizations. These activities are essential to Timberline Health’s mission within the community.
Since little is known about the hearing status of residents in the market area, Jack enlists the services of his organization’s epidemiologist, Dr. Ruth Litchfield, to help him evaluate the potential return on investment for this marketing campaign. Dr. Litchfield incorporates several factors into her analysis. She reviews public health data on hearing loss, occupational and age distribution data for local residents, as well as a query of Timberline Health’s patient databases. Based on this research, she estimates the prevalence of hearing loss in the five-county service area at 18 percent, slightly higher than the national average (NIH, 2010). Jack receives information from the fair’s sales and marketing department to help in his calculations. Specifically, sponsorship consists of an investment of $50,000 for the design and production of promotional materials and rental of pavilion space for the duration of the twelve day fair. Data from the previous three years shows on average 250,000 people attend the fair, of which 1% visit the wellness pavilion and participate in health screening services.
If Timberline Health is to offer mobile hearing screening, the organization must invest in new portable audiology equipment. Jack receives a quotation from his supplier and estimates the total investment in new audiometers and audiometric booths at $16,000. Timberline Health will use existing diagnostic equipment to test people who have failed the initial screening (i.e. test positive for hearing loss), so it is unnecessary to invest in additional equipment for the hearing centers. Vendor specifications for the screening and diagnostic equipment are indicated in Table 1.
Table 1
Vendor equipment specifications
Equipment
Sensitivity
Specificity
Portable audiology equipment for free screening
88%
95%
Clinic-based audiology equipment for follow-up diagnostic testing
99%
99%
Furthermore, Jack calculates that he must provide coverage for three 6-hour shifts per day and each shift must have three audiologists to meet the demand for screening tests. He anticipates hiring nine people to provide coverage for the duration of the fair. The hourly rate for audiologists is
$37.50.
People who fail the initial screening at the fair are referred to an audiologist for a diagnostic test. Jack assumes in his calculations that all people who are referred for diagnostic testing follow up with an audiologist in one of Timberline Health’s hearing centers. Initial screening tests at the fair are free; however, Timberline Health charges $57.00 for a diagnostic hearing test, which costs the organization $24.00. Using past sales data and industry metrics, Jack forecasts that of
the total number of people diagnosed with hearing loss at hearing centers only 20% will purchase hearing aids (NIH, 2010). He reviews sales and margin data from the prior year to identify the product mix for his calculations as indicated in Table 2.
Table 2
Sales and margin data
Hearing Aids
Unit Price
2015 Sales
Margin
Low-end
$1,000
$400,000
24%
Mid-range
$2,500
$1,250,000
46%
High-end
$4,000
$400,000
60%
Reference
National Institutes of Health (NIH) (2010, October 1). Fact Sheet: Hearing aids. Retrieved from
U.S. Department of Health and Human Services: National Institutes of Health:
https://www.nidcd.nih.gov/health/hearing-aids
Write a Memorandum directed to your faculty answering the questions below.
Based on the 2-by-2 contingency table to determine the total number of people who fail the diagnostic test, which represents the target market for hearing aid sales from Assignment 2 and the information from the case study, calculate:
How many people will buy the hearing aids?
How much the clinic will make on hearing aid sales to those people based on the
Hearing aid sales mix Hearing Aids
Unit Price
Sales (show the calculations)
Mix
Low-end
$1,000
40%
Mid-range
$2,500
50%
High-end
$4,000
10%
Total
100%
Calculate how much the clinic will expense on the staffing (HINT: you need to calculate the number of employees and the time worked first).
Discuss if it might be a good idea to conduct the Fair and follow up appointments considering the amount of money made and the expense for staffing.
What other potential considerations could influence the marketing department final recommendation?
**When appropriate, refer to credible resources following APA format

Discuss whether mental health should be taken more serious in school?