DISCUSS ON HOW SOFTWARE TECHNOLOGY SHOULD LEVERAGE IN ORDER TO FACILITATE FINANCIAL INCLUSION AMONGST SMALL HOLDER FARMERS
QUESTION: HOW SOFTWARE TECHNOLOGY SHOULD LEVERAGE IN ORDER TO FACILITATE FINANCIAL INCLUSION AMONGST SMALL HOLDER FARMERS
software technology,this refers to the computer programs that run on the computer ,example of software technology is word processor,database management programs, software development tools and web browsers. small holder farmer this are the people who operate agricultural activities under a small scale agricultural model, small holder farmers they produce primary for local consumption they produce food crops like maize, beans, and avocados . financial inclusion means that individuals and businesses have access to useful and affordable financial products and services that meet their needs . it is very important for small holder farmers to apply software technology in their agricultural activities to facilitate financial inclusion amongst small holder farmers . the following shows how software technology should leverage in order to facilitate financial inclusion amongst small holder farmers
the use of technology to facilitate greater access of market, in order to facilitate financial inclusion a small scale farmers need to apply the usage of technology especially digital platforms particularly those that leverage mobile devices that will enable them to expand great reach of agricultural services and information mobile technology are widely used in agricultural production cycles and it help to disseminate variable information to farmers so that will help farmers to meet their needs easily
frontier technology for planting and growing of crops, farmers must use technology in the first processes of planting of crops and the growing of a particular crop where by the usage of technology like fertilizer and pesticides killer it will help to support a plant to grow well so that not to be harm by the plant insects and the crop will go well and when the crop grow well it will be more attractive in the market so it will help a crop to have good position in the market and help small farmers to meet his or her need of selling particular crop
frontier technology in monitoring of crops and in harvesting crops, also one of the way that will help small farmers to meet the need in their activities of small scale farming is that they need to apply software technology in monitoring of crops that will help them to know which chemicals are good for protecting which kind of crops for example the usage of DAP chemicals or any other agrochemicals and it will help farmers to apply modern way of harvesting a particular crop for example the usage of harvesting machine that will help them to harvest many crops and at a good quality
frontier technology in seed selection, in order to levarage small holder farmers in financial inclusion the farmers need to apply software technology to seeds selection because there are modern tools that help to identify the seed if are good at which kind of soil so the application of software technology in selection of seeds it will help a small farmers to grow many crops and it will help him or her to meet their need in the market of food crops because he or she will harvest most satisfying food crops
the use of modern technology in selection of type of soil and soil preparation that will favor the growing of a certain crop, it is unavoidable that soil is a very important thing in the growing of a certain type of crop because not all soil support the grown of a crops for example there is sand soil that is not supportive for growing of crops but there are other soil that are supportive to the growing of a certain crop so in order for small farmers to meet the financial inclusion and other needs they need to apply modern farming in soil selection
usage of technology to ensure the raw of processed agricultural commodities are safe for consumption, the use of software technology like traceability systems and the detection of spoiled products will help to proper handling and processing of food crops so to make sure that the food products will never harm the people who will going to use and consume that particular food products so that will help small holder farmers to create good image of themselves to their market and will help them to gain profits in their products
application of artificial intelligence, small holder farmers they need to rely on learning by doing rather than explicit knowledge transfer,this will help to create real challenges such as how to avoid human errors , misunderstanding and cognitive bias. artificial intelligence may sound as the death kneel forextension agents ,farming experts,consultants and professional experts
Generally in order to simplify adoption of software technology to small holder farmers you need to invest in digital literacy in rural areas , establishments of a new generation of agricultural extension services and make digital platforms user friendly for small holder farmers due to that it will help small hole farmers to facilitate financial inclusion .
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