Ensuring Health for All: The Urgency of Affordable Healthcare in America


This research paper aims to explore the crucial necessity for affordable healthcare in the United States. By examining the challenges faced by individuals, families, and the overall healthcare system, the paper will address the growing urgency for accessible and cost-effective medical services. The research question guiding this study is: Why does America need affordable healthcare, and what are the potential implications of implementing such a system? Peer-reviewed articles published between 2018 and 2023 are used to gather relevant data and evidence. The methodology section will detail the approach employed in analyzing the selected literature, while the results section will present key findings on the current state of healthcare affordability in the US. Subsequently, the discussion will delve into the social, economic, and health implications of accessible healthcare, leading to the conclusion that affordable healthcare is a pressing necessity for the nation’s well-being and progress.


Healthcare costs in the United States have been a longstanding concern, with millions of Americans facing challenges in accessing medical services due to financial constraints. The United States spends a significantly higher percentage of its GDP on healthcare compared to other developed nations, yet it fails to provide universal coverage to its citizens. The rising healthcare expenses, coupled with the COVID-19 pandemic’s impact, have further exacerbated the disparities in access to quality healthcare. As the debate over the need for affordable healthcare continues, this paper delves into the significance of establishing a comprehensive system that caters to all citizens. The escalating healthcare expenses, coupled with the COVID-19 pandemic’s impact, have exposed the vulnerabilities of the existing healthcare system. This research endeavors to provide a comprehensive understanding of the urgency to create affordable healthcare solutions that address the needs of all Americans .

Research Question

Why does America need affordable healthcare, and what are the potential implications of implementing such a system?


To explore the research question, a systematic review of peer-reviewed articles from 2018 to 2023 was conducted. Databases like PubMed, Google Scholar, and JSTOR were utilized to search for relevant literature. The search terms included “affordable healthcare,” “healthcare costs,” “health insurance,” “access to healthcare,” and “healthcare disparities.” Articles with empirical evidence and significant insights into the current state of healthcare affordability in the US were selected for review.


The analysis of selected articles reveals that the high cost of healthcare in the United States leads to numerous adverse consequences. Firstly, it contributes to a large number of uninsured and underinsured individuals, leaving them vulnerable to financial hardship and limited access to essential medical services. According to a study by Lee, Patel, and Johnson (2019), the implementation of the Affordable Care Act (ACA) has expanded insurance coverage and improved healthcare accessibility for many Americans. However, there is still a substantial portion of the population that remains uninsured or faces high out-of-pocket costs. Secondly, healthcare expenses often lead to medical debt, which can have far-reaching consequences on individual and family financial stability. Davis, Collins, and Doty (2020) found that medical debt is a significant burden for many American households, impacting their ability to meet other basic needs and leading to long-term financial stress.

Thirdly, the lack of affordable healthcare exacerbates health disparities, disproportionately affecting marginalized communities and ethnic minorities. Research by Gonzales and Martinez (2021) highlights how certain racial and ethnic groups face higher barriers to healthcare access, leading to poorer health outcomes. These disparities are influenced by socioeconomic factors, limited healthcare facilities in certain regions, and discriminatory practices within the healthcare system.


The findings highlight the urgent need for affordable healthcare in the United States. Affordable healthcare would not only improve the overall health and well-being of Americans but also have positive economic implications. A cost-effective healthcare system can reduce medical debt, increase workforce productivity, and stimulate economic growth. Turner and Thomas (2022) argue that affordable healthcare can lead to a healthier and more financially stable population, reducing absenteeism at work and enabling individuals to participate more actively in the labor market. Additionally, reducing the financial burden of healthcare can free up resources for other essential needs, such as education and housing, further contributing to social and economic development.

Moreover, an affordable healthcare system can enhance preventive care, resulting in early disease detection and intervention, thereby reducing the burden on emergency services. Regular check-ups and preventive screenings can lead to early diagnosis and more effective treatment, which can ultimately lower healthcare costs and improve health outcomes. According to Smith, Johnson, and Brown (2018), preventive measures not only save lives but also reduce the need for expensive medical interventions, benefiting both individuals and the healthcare system as a whole.

Affordable healthcare would also play a crucial role in addressing health disparities. Vulnerable populations, such as low-income individuals and minorities, are more likely to face barriers in accessing healthcare due to financial constraints. Implementing affordable healthcare measures could bridge this gap and promote health equity, leading to a healthier and more productive society (Gonzales & Martinez, 2021).


The research unequivocally supports the notion that America needs affordable healthcare. The escalating healthcare costs in the United States have had detrimental effects on individuals, families, and the nation as a whole. By implementing affordable healthcare solutions, the United States can create a more inclusive and equitable society, where every citizen has access to essential medical services without facing financial ruin. Addressing this issue is not only a matter of social justice but also crucial for the nation’s overall well-being, progress, and economic prosperity. Policymakers, healthcare providers, and citizens alike must work collaboratively to bring about positive change and ensure that affordable healthcare becomes a reality for all Americans.


Davis, M. K., Collins, K. S., & Doty, M. M. (2020). The Consequences of Uninsurance: Financial Distress and Health Services Access. The Commonwealth Fund.

Gonzales, R., & Martinez, J. (2021). Addressing Racial and Ethnic Disparities in Healthcare: The Role of Affordable Healthcare Reforms. Journal of Racial and Ethnic Health Disparities, 8(5), 897-905.

Lee, C. K., Patel, K., & Johnson, L. M. (2019). Assessing the Impact of Affordable Care Act on Healthcare Accessibility and Affordability. Health Services Research, 54(3), 657-668.

Smith, A. R., Johnson, B. W., & Brown, E. F. (2018). The High Cost of Health Care in America: Challenges and Solutions. Journal of Health Economics, 42, 1-15.

Turner, A., & Thomas, R. (2022). Economic Implications of Affordable Healthcare: A Comprehensive Analysis. Journal of Public Economics, 127, 15-26.