What types of life insurance policies are available to individuals?
If you were to recommend a policy to a sole proprietor business person who is 40 and has a family with 3 children and a mortgage on both home and business properties. Which would it be and why?
Describe the pro’s and con’s of each policy, discuss and defend your position.
Part 2:
How are insurance contracts interpreted by the courts? In a dispute over coverage, who has the burden of proof?
Consider a situation where a professional misrepresents information when acquiring an insurance policy and a third party is injured. What might happen if a claim is made against the insurance company that issued the policy based on fraudulent information? Will the insurance company be liable?
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