Are the problems of non-bank financial intermediation sufficiently reflected in the efforts made by policy-makers?

Are the problems of non-bank financial intermediation sufficiently reflected in the efforts made by policy-makers?
– Discuss a proposal for regulatory reform- it could be a chance for the Basel Accords, Basel IV in particular to recognise non-bank intermediation and directly address it.
– conclusion.

I have a load of good articles that focus exactly on this stuff:
https://www.bis.org/publ/work972.pdf
https://www.bancaditalia.it/pubblicazioni/interventi-direttorio/int-dir-2018/Signorini_20181116.pdf
https://www.elevenjournals.com/tijdschrift/ELR/2020/2/ELR-D-19-00006.pdf
https://www.bis.org/publ/qtrpdf/r_qt2112_foreword.pdf
https://www.bis.org/publ/qtrpdf/r_qt2112_foreword.pdf
file:///Users/lukecostello/Downloads/92SCalLRev.pdf
https://www.ecb.europa.eu/press/key/date/2021/html/ecb.sp210824~9ab47b501b.en.html

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