Financial Crime

Introduction: definition of the key concepts
Main Body:
1. Differences /similarities + examples
2. Characteristics + examples
– Ponzi scheme
– Different types of cybercrimes
– Three types of secrecy
– Correspondent banks
3. Framework (define again if there is a new definition) + examples
– Money laundering three stages
– Terrorist financing three stages
– Arguments for/against insider trading
– Detection/ Investigation/prosecution of cybercrimes
Recommendation
Conclusion:main argument or summary

The attatchements below are some definitions or examples you can as a reference. Please use the laws which related to the finicial crime.

Discuss a number of contract clauses, as well as other contractual mechanisms to demonstrate the breadth of your knowledge.

We are expecting all the tasks to be fulfilled based on the below failure comments which we received.

Failure Comments

Strengths and weaknesses of the Assessment: Your submission has not sufficiently answered the question set in the assignment task. Whilst you demonstrated your knowledge of different contract types and elements of best practice contract management, your discussion was largely theoretical in nature. You adopted an academic rather than practical approach, for example, describing different approaches to the definition of quality. Your word count would have been better utilized in a more practical discussion about the effectiveness of the terms and conditions you selected for analysis. You included a number of models which were not applied to your context, for example, Kraljic and the contract lifecycle management. Although you identified a number of relevant clauses, and in places, explained their purpose, had you analyzed their effectiveness in protecting S-Chem against the risks outlined in the question, your discussion would have been significantly improved. Your discussion of the clauses that helped manage the risk of poor quality was missing, since you only included a clause related to the extension of time in this section. You also needed to focus on the contractual terms and conditions relating to the risk of price increases, rather than include a wider discussion on tender management and pricing methods. You included a number of clauses where S-Chem generally negotiates with suppliers at section 4.84. Had you related some of these key clauses to the risks outlined in the question task, your assignment would have been significantly improved. Similarly, if you had discussed some of the actual performance measures and KPI’s in the contract you were analyzing, rather than including a theoretical discussion of commonly used KPIs, your assessment might have been further improved. You also appeared to confuse the battle of the forms with the contract negotiation process.
Your conclusion should draw together your key findings from your research in a summary form. Your recommendations should then put forward your proposals for improvement based on any gaps you identified during your research. In summary, you need to take a more practical and focused approach to your assignment work. Selecting a specific set of terms and conditions and assessing how the contract clauses and mechanisms in the T&Cs help S-Chem manage the risks outlined in the question, would significantly improve your work.
Areas for Improvement:
Application and Insight:
• Ensure that you are assessing a specific set of terms and conditions, and selecting relevant terms and clauses in the contract to demonstrate how the risks outlined in the question are managed for S[1]Chem.
•Discuss a number of contract clauses, as well as other contractual mechanisms to demonstrate the breadth of your knowledge.
• Use relevant examples from the actual set of terms and conditions you are assessing, such as KPI’s and SLA’s.
• Any models you include should be applied to your context and drive relevant insights for your assessment of contractual risk management.
Knowledge and Approach:
• Ensure that you take a focused approach to your assignment work; analyzing a specific set of terms and conditions and assessing how the question risks are managed and mitigated in the contract.
• Ensure that you do not include content which is not relevant to the assignment task; for example, the sections on driving value and how to run tenders, did not add value to your assignment.
• Ensure that you understand the difference between the battle of the forms and the contract negotiation process.
Research:
• Ensure that you use a range of legal sources in your research, to develop your knowledge of key legal concepts.
• Utilize relevant research sources which are focused on the risks in the question task, rather than areas such as tendering
Structure and Presentation:
• Your executive summary should include an overview of your approach, key findings and recommendations.
• Your conclusion should draw together your insights in a summary form.
• Ensure that no new information is introduced in the conclusion or recommendations, for example, smart contracts.
• Ensure that your recommendations are specific and detailed, putting forward your proposals for improvement based on the findings of your research.

What are the environmental impacts of each step of “Make -> Wear -> Throwaway” that characterizes fast fashion?

Discussion #1: Fast Fashion
Fast fashion describes a business model where trendy clothes representing the latest fashions are manufactured quickly and cheaply in developing countries. The clothes are worn only once or twice before being discarded by the consumers who purchase them. In this discussion we will examine the social and environmental impacts of this business model.
There are 3 videos to watch and 2 papers to read:
#1 DW The fast fashion business (2022, ~40 min)
https://youtu.be/YhPPP_w3kNo (Links to an external site.)
#2 DW Shein (2021,~9 min)
https://youtu.be/U4km0Cslcpg (Links to an external site.)
#3 BBC Chile has become the world’s fashion graveyard (2022,~3 min)
https://www.youtube.com/watch?v=uyHgY2O__fY (Links to an external site.)

Papers
These two papers are an in-depth examination of the environmental footprint of fashion and efforts to address the huge problems of waste.
Death by Waste: Fashion Circular Economy, 2020
The Environmental Costs of Fast Fashion, 2022
Each of you is required to post one 600-650 word substantive initial first post giving your opinion or reflection on the topic of fast fashion. Some suggestions to consider are:
Give an overview of fast fashion based on the information presented. What social forces do you think encourage consumers to engage with this business model?
What are the environmental impacts of each step of “Make -> Wear -> Throwaway” that characterizes fast fashion? How do these impacts relate to the systems approach we are taking to examining the Earth?
Based on your experience, do you think there is a realistic possibility for a widespread change in consumer behavior and lessening of environmental impacts? Can we make fashion sustainable?
Discuss any other aspect of fast fashion that you think is important.
You have two choices on how to reply to other postings:
You may reply to two other students’ posts (200 words minimum each).
You may reply to one other student’s post and reply to one reply to your fist post (200 words minimum each)
To view the grading rubric, click on the three dots at the top of the page.
Discussion #1 will extend over two weeks. The initial posting is due at the end of the first week. The initial post must be submitted to the Discussion Plagiarism Check – see below.
The two reply postings are due at the end of the second week when the Discussion closes. Once the Discussion closes, there will no additional postings accepted. Please check the Course Calendar for the due dates.
Remember to submit your post to the Discussion #1 Similarity Check before posting to the Discussion Board. Your grade is dependent on posting in both places. If significant plagiarism is detected (>20%) you can rewrite your post and resubmit to the plagiarism check prior to posting to the Discussion Board.
Please review the syllabus for information about proper online conduct.
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ReplyReply to Discussion #1: Fast Fashion
Collapse SubdiscussionMichael Perez
Michael Perez
May 26, 2022May 26 at 10:29pm
Fast fashion, the consumer market loves alliteration. Make, wear throwaway, this is a type of fashion I hadn’t completely known about but as sources make clear its evidence is everywhere. As someone who’s taken a fair share of environmental classes I knew of the brass tax water/energy usage however what my eyes were opened too was our own complicity in letting this harmful practice continue and feeding into it. From the perspective of a self-identified scavenger make and brand does not matter to me. You’ll find me in the thrift store finding something fancy, on the street considering if the style of that bright floral chair on the corner fits in my room, and always accepting when my grandparents offer me old clothes that fit me. Using secondhand products often gives them a 2nd life and honestly adds to the “Boehme” character oft sought after in fashion marketed towards the young people. Despite the joys of thrifting, there remains a question. Is our modern fashion industry sustainable? To that I flatly say, no.
Wrapped up in international trade, one could argue that no part of our international trade system is sustainable. How can we have avocados year-round, I drank orange juice today I looked at the bottle I poured it from it said, “made in Brazil”, some of our cloths bears made in Indonesia (wonder how it is over there). In truth the exploitative practices in place cannot remain in place in perpetuity however it is up to us how long such practices continue. I am aware of brands as well that tout sustainable practices, I hear Patagonia has been rather good about things even releasing ads saying “Don’t buy this jacket” to address consumerism as well as incorporating recycled materials. Even with such measures the executives of Patagonia openly dropped their claim that they were a sustainable company at COP26.
All that being said I don’t intend to rail on everyone for buying new cloths but certainly advocating for anyone who hasn’t to start thrifting more often and there are various reasons. By sourcing your clothing from thrift, you avoid the environmental harm of global trade system. Additionally, you build this unique wardrobe of obscure brands and shirts that “speak to you”. Many still partake in not only fast fashion as well as only buying new cloths because thrifted items are somehow irrevocably “dirty”. Another argument I’ve heard from a friend is that her mom didn’t let her thrift cloths because she was “taking cloths from the poor”. Both of these arguments are rooted in fallacy, firstly come on we all wash our cloths at this age, and secondly must thrifting really be a symbol of a “lower class” I assume not, given how trendy it is these days. I believe portion of the blame rests with these folks both young and old (primarily older generations) who place value in the idea of designer brands and “fresh clothes”, my fellow classmates I know it is hard to hear but many among us have been marketed to! I’ll happily tell my abuela about all my thrifted clothing even if I get an “ay dios!”. When it comes to fashion, I think we ought to drop the pretenses of shame for old or worn clothes, this is coming from the guy who skates around with a red overcoat and cowboy hat (maybe you’ve seen me around!). Fast fashion is all about the “chase” we need to strike down this notion that if your clothes aren’t new than you are this strange out of fashion person. I highly recommend those reading my discussion to just go to a local concert anywhere in Miami, it could be a house show, a warehouse, anything! Simply observe the atmosphere observe that everyone is dressed differently, there is no prejudice, there is no all-encompassing “2020s” fashion that were all chasing, it’s a simple beauty of damn we all look cool in our own way. To those who still go out and shop unsustainably, I respect people no matter what way they may dress and I’m sure everybody has their own idea as to what is “stylish” but as an acquaintance over a canvas discussion post don’t trash our planet over it!
Edited by Michael Perez on May 26 at 10:33pm
ReplyReply to Comment
Collapse SubdiscussionCecilia Castillo Aguilar
Cecilia Castillo Aguilar
TuesdayMay 31 at 12:37pm
Hello Michael,
Accepting hand-me-downs is also one of my favorite ways to lessen my environmental impact. I’ve never had a problem wearing clothing that once belonged to someone else, and it even makes me feel cooler because it feels as if the second-hand items have more character.
You make an excellent question about whether anything made from international trade practices can be sustainable since it usually travels thousands of miles to reach our hands. The appeal of buying local is made clear in your post.
I agree with the sentiment that we should stop chasing societal fashion trends. Lately, I have been on a journey that explores what my actual personal style is. Sometimes, we are so caught up in buying the same things as everyone else, that we forget to consider what really makes us feel good. There were times when I tried fitting in by dressing the same as everyone, but I always felt inauthentic. Now, I wear clothing that makes me feel happy, no matter what people’s opinions are, or if the style is trending or not.
In summary, I believe we should take a step back and truly analyze the consequences of our actions. Let’s all aim to gradually switch our styles from fast fashion to slow fashion because I know the planet will thank us for it.
ReplyReply to Comment
Collapse SubdiscussionLanna Janco
Lanna Janco
TuesdayMay 31 at 2:59pm
Micheal Perez,
What an insightful post! I do agree that there is nothing sustainable about globalization or our world today no matter how we frame the question (and answer). Id also like to add that even while thrifting, the clothes that we are giving to thrift stores, they send to industrial laundromats that use incredible amounts of chemicals in the process of “clean up” to then sell at their store fronts. There is no escaping the grips of pollution in this current order of the world. For us to witness and experience a different reality, ours is going to have to dissipate. We are caught in this cyclic existence that damages everything in its path.

Write a paper based on the vaginal discharged described and the microscopic examination of the sample could you suggest which would be the microorganism involved?

Urinary Function:
Mr. J.R. is a 73-year-old man, who was admitted to the hospital with clinical manifestations of gastroenteritis and possible renal injury. The patient’s chief complaints are fever, nausea with vomiting and diarrhea for 48 hours, weakness, dizziness, and a bothersome metallic taste in the mouth. The patient is pale and sweaty. He had been well until two days ago, when he began to experience severe nausea several hours after eating two burritos for supper. The burritos had been ordered from a local fast-food restaurant. The nausea persisted and he vomited twice with some relief. As the evening progressed, he continued to feel “very bad” and took some Pepto-Bismol to help settle his stomach. Soon thereafter, he began to feel achy and warm. His temperature at the time was 100. 5°F. He has continued to experience nausea, vomiting, and a fever. He has not been able to tolerate any solid foods or liquids. Since yesterday, he has had 5–6 watery bowel movements. He has not noticed any blood in the stools. His wife brought him to the ER because he was becoming weak and dizzy when he tried to stand up. His wife denies any recent travel, use of antibiotics, laxatives, or excessive caffeine, or that her husband has an eating disorder.

Case Study Questions
The attending physician is thinking that Mr. J.R. has developed an Acute Kidney Injury (AKI). Analyzing the case presented name the possible types of Acute Kidney Injury. Link the clinical manifestations described to the different types of Acute Kidney injury.
Create a list of risk factors the patient might have and explain why.
Unfortunately, the damage on J.R. kidney became irreversible and he is now diagnosed with Chronic kidney disease. Please describe the complications that the patient might have on his Hematologic system (Coagulopathy and Anemia) and the pathophysiologic mechanisms involved.

Reproductive Function:
Ms. P.C. is a 19-year-old white female who reports a 2-day history of lower abdominal pain, nausea, emesis and a heavy, malodorous vaginal discharge. She states that she is single, heterosexual, and that she has been sexually active with only one partner for the past eight months. She has no previous history of genitourinary infections or sexually transmitted diseases. She denies IV drug use. Her LMP ended three days ago. Her last intercourse (vaginal) was eight days ago and she states that they did not use a condom. She admits to unprotected sex “every once in a while.” She noted an abnormal vaginal discharge yesterday and she describes it as “thick, greenish-yellow in color, and very smelly.” She denies both oral and rectal intercourse. She does not know if her partner has had a recent genitourinary tract infection, “because he has been away on business for five days.
Microscopic Examination of Vaginal Discharge
(-) yeast or hyphae
(-) flagellated microbes
(+) white blood cells
(+) gram-negative intracellular diplococci

Case Study Questions
According to the case presented, including the clinical manifestations and microscopic examination of the vaginal discharge, what is the most probably diagnosis for Ms. P.C.? Support your answer and explain why you get to that diagnosis.
Write a paper based on the vaginal discharged described and the microscopic examination of the sample could you suggest which would be the microorganism involved?
Name the criteria you would use to recommend hospitalization for this patient

formulate an opinion, based on the articles below, as to what you would do (if you were the Fed) in the next FOMC meeting.

formulate an opinion, based on the articles below, as to what you would do (if you were the Fed) in the next FOMC meeting.

Please make the answer ~300 words

https://www.cnbc.com/2022/05/25/fed-minutes-may-2022.html

https://www.bloomberg.com/news/articles/2022-05-25/fed-saw-aggressive-hikes-providing-flexibility-later-this-year

Describe anything you feel skews the review in a positive or negative fashion (e.g. language, personal details, or even their profile picture).

For this discussion, you have an excuse to research food! Go on Yelp, and research any three restaurants located within a reasonable distance to you: These can be places that you have eaten at, or might be interested in visiting (at least, prior to reading the reviews). Next, find a review about ONE of those restaurants that meet the criteria of Relevancy, Credibility, Accuracy, and Bias (detailed below). Your Initial post should include the following:
The name of the restaurant, its location, and the link to the specific yelp review (name the reviewer and the date)
An evaluation of the review that assesses the following:
Relevancy: Evaluate and describe how well the review manages to stay on topic and give information relevant to the dining experience and the restaurant.
Credibility: Describe anything in the review, or about the reviewer, that adds to or diminishes their credibility.
Accuracy: Based on your own experiences with the restaurant (if you’ve been there) or based on what some of the other reviews say, does this reviewer’s assessment seem accurate? Why/why not?
Bias: Describe anything you feel skews the review in a positive or negative fashion (e.g. language, personal details, or even their profile picture).
In your final post respond to at least 2 classmates and describe why you agree/disagree with their assessment.

Write a discussion posts develop a one-page Physical Activity Resource Brochure/infographic.

Write a discussion posts develop a one-page Physical Activity Resource Brochure/infographic. Imagine that your peers all live in the same general location. Research one fun and unusual but accessible activity that will meet the physical activity goals of you and your peers.
Remember to search for activities on Living Social, Groupon, Department of Recreation and Parks brochures, club and meetings sections of the newspaper, bulletin boards in your favorite neighborhood coffee shop or grocery store, etc. Develop a one-page infographic as the brochure which offers information on:
a description of the activity
cost
when and where
website or copy of the listing location
The activity should be described as above noted with the addition of photos or graphics to enhance the brochure. Pictures and graphics are required.
You may submit your brochure/infographic in PowerPoint, PDF, Word or Microsoft Publisher format. View websites on how to create an 8 X 11.5 color infographic (one-page Word or pdf. document), but do not purchase formatting options.
http://blog.hubspot.com/blog/tabid/6307/bid/34223/5-Infographics-to-Teach-You-How-to-Easily-Create-Infographics-in-PowerPoint-TEMPLATES.aspx
http://blog.hubspot.com/marketing/free-ppt-infographic-templates-designs-ht
The following specifications are required for this assignment:
Length: One-page
Structure: One-page colored infographic/brochure
References: Use appropriate APA style in-text citations and references for all resources utilized to answer the questions. A minimum of two (2) scholarly sources are required for this assignment. Citations on infographic where used, references at the bottom of infographic.

My exercise choice is riding peloton

Determine whether or not the study provided sufficient evidence for future research or clinical practice. ii. If the study is rigorous, discuss how you would apply the evidence to your current practice, future role option, or future research.

3. Compose your paper: 6-8 pages (excluding the cover
and reference pages). APA format (doublespaced, 12-font Times Roman).
4. On the cover page, write the title of the chosen
research article and your name. Focus on critiquing to determine the research
quality.
5. Use the Quantitative Research Critique Guidelines
(posted in BB) to generate your critical thinking and form your writing. The
guidelines are adapted from Polit & Beck (2017). Box 5.2 Guide to an
Overall Critique of a Quantitative Research. Refer to the textbook for
“detailed critiquing guidelines” if you need more details in each section.
6. The critique should address the items included in
the guide. Do not simply answer the “critiquing questions” as “yes” or “no”.
Provide brief explanation or reasons.
a. Do not answer the critique questions using sentence
fragments or outline format, rather, write this critique in paragraph format.
Please re-read and spellcheck your paper before submission.
7. The Research
Article Critique should include:
·
Pertinent information about the study.
·
Positive AND negative statements about the use of the scientific method.
·
Positive AND negative statements about NURSING and the research.
8. In the summary assessment section of your paper:
i. Determine
whether or not the study provided sufficient evidence for future research or
clinical practice. ii. If the study is rigorous, discuss how you would apply
the evidence to your current practice, future role option, or future research.