Best Writer

Background: Related to Chapter Nine – Employee Development, a considerable part of your
career success, will depend on your ability to visualize your goals and define strategies for
accomplishing the goals. As a result, you will create a Career Mind Map in this assignment.
What is a mind map? “Mind maps (https://cacoo.com/blog/mind-map-way-successful-year/) are
powerful visual diagrams. They allow you unrestricted space to layout and organize your
thoughts. Best of all, a completed mind map offers you a higher-level perspective of your ideas in
general. You’ll likely gain important insight into your life just by writing out all of your goals in one
place.”
Wriet oaoer in Creating mind maps involves you being very clear about what you would like to achieve.
Specifically, you should answer the following questions:
What specifically do I want?
Why specifically do I want this?
When specifically, do I want this? For this assignment – your “when” is May 2023.

Explain how the theme manifests and its significance. Avoid summary (“telling” what happens in the
chapter) and strive for analysis (what does the historical moment reveal about your chosen
theme?). Take the time to carefully select chapters, develop sound ideas, and carefully proofread
before submitting.

In the opening paragraph, work to name and define the theme.
Why is this theme important?
What role does this theme play in African American History?
4. Paragraph 2
a.
Choose 2nd chapter reading
b. In this paragraph, use 2 examples (quotes) from the chapter to explain how the
theme functions in this chapter.

Create your Assignment submission and be sure to cite your sources, use APA style as required, check your spelling.
LENGTH: 1500 – 1750 words
Assignment:
Choose a current issue of Consumer Reports, Money, BusinessWeek, or Kiplinger’s Personal Finance and summarize an article that updates the costs of health care. How might you use this information to reduce your health care costs?
You and your spouse are in good health and have reasonably secure jobs. Each of you makes about $38,000 annually. You own a home with an $80,000 mortgage, and you owe $15,000 on car loans, $5,000 in personal debt, and $2,000 in credit card loans. You have no other debt. You have no plans to increase the size of your family in the near future. You estimate that funeral expenses will be $5,000. Estimate your total insurance needs using the DINK method.
Jake is a 27-year-old single man with no children. He has a younger sister who has a developmental disability. Both his parents are living, though neither parent is in good health. Jake has an auto loan, a $50,000 mortgage on his condominium, and no consumer debt. Is Jake a good candidate for life insurance? If so, what kind and how much life insurance should he buy?
Choose one stock and one mutual life insurance company. Obtain and compare premiums for, a. Term life insurance for $50,000, b. Whole life insurance for $50,000, c. Universal life insurance for $50,000. Prepare a summary table indicating which policy you would consider and why.
Renter’s Insurance:
Why is it important for people who rent to have insurance?
Does the building owner’s property insurance ever cover the tenant’s personal property?
What is the difference between cash value and replacement value?
When shopping for renter’s insurance, what coverage features should you look for?
Complete four of the following activities and write an essay describing what you found:
Survey friends and relatives to determine the types of insurance coverages they have. Also, ask them about the process they followed when selecting and comparing various insurance coverages.
Talk to a financial planner or an insurance agent about the financial difficulties faced by people who lack adequate home and auto insurance. What common coverages do many people overlook?
Survey several people about their household inventory methods. In the event of damage or loss, would they be able to prove the value of their personal property and other belongings?
Contact two or three insurance agents to obtain information about homeowner’s or renter’s insurance. Use Sheet 49 in the Personal Financial Planner to compare the coverages and costs.
Talk to several homeowners about the actions they take to reduce the cost of their homeowner’s insurance. Locate websites that offer information about reducing homeowner’s insurance costs. Prepare a video or other visual presentation to communicate your findings.
Conduct Web research or contact an insurance agent to determine the natural disasters that occur most frequently in your geographic area. What actions could a renter or homeowner take to reduce the financial risk of these natural disasters?
Contact two or three insurance agents to obtain information about automobile insurance. Use Sheet 50 in the Personal Financial Planner to compare costs and coverages for various insurance companies.
Evaluating Health Insurance Options: Ronald Roth started his new job as controller with Aerosystems today. Carole, the employee benefits clerk, gave Ronald a packet that contains information on the company’s health insurance options. Aerosystems offers its employees the choice between a private insurance company plan (Blue Cross/Blue Shield), an HMO, and a PPO. Ronald needs to review the packet and make a decision on which health care program fits his needs. The following is an overview of that information.
a. The monthly premium cost to Ronald for the Blue Cross/Blue Shield plan will be $42.32. For all doctor office visits, prescriptions, and major medical charges, Ronald will be responsible for 20 percent and the insurance company will cover 80 percent of covered charges. The annual deductible is $500.
b. The HMO is provided to employees free of charge. The copayment for doctors’ office visits and major medical charges is $10. Prescription copayments are $5. The HMO pays 100 percent after Ronald’s copayment. There is no annual deductible.
c. The POS requires that the employee pay $24.44 per month to supplement the cost of the program with the company’s payment. If Ron uses health care providers within the plan, he pays the copayments as described above for the HMO. He can also choose to use a health care provider out of the service and pay 20 percent of all charges after he pays a $500 deductible.
The POS will pay for 80 percent of those covered visits. There is no annual deductible.
Ronald decided to review his medical bills from the previous year to see what costs he had incurred and to help him evaluate his choices. He visited his general physician four times during the year at a cost of $125 for each visit. He also spent $65 and $89 on prescriptions during the year. Using these costs as an example, what would Ron pay for each of the plans described above? (For the purposes of the POS computation, assume that Ron visited a physician outside of the network plan. Assume he had his prescriptions filled at a network-approved pharmacy.
Questions:
What annual medical costs will Ronald pay using the sample medical expenses provided if he were to enroll in the Blue Cross/Blue Shield plan?
What total costs will Ronald pay if he enrolls in the HMO plan?
If Ronald selects the POS plan, what would annual medical costs be?
Life Insurance for Young Married People
Jeff and Ann are both 28 years old. They have been married for three years, and they have a son who is almost two. They expect their second child in a few months. Jeff is a teller in a local bank. He has just received a $60-a-week raise. His income is $960 a week, which, after taxes, leaves him with $3,200 a month. His company provides $50,000 of life insurance, a medical/hospital/surgical plan, and a major medical plan. All of these group plans protect him as long as he stays with the bank.
When Jeff received his raise, he decided that part of it should be used to add to his family’s protection. Jeff and Ann talked to their insurance agent, who reviewed the insurance Jeff obtained through his job. Under Social Security, they also had some basic protection against the loss of Jeff’s income if he became totally disabled or if he died before the children were 18. But most of this protection was only basic, a kind of floor for Jeff and Ann to build on. For example, monthly Social Security payments to Ann would be approximately $1,550 if Jeff died leaving two children under age 18. Yet the family’s total expenses would soon be higher after the birth of the second baby. Although the family’s expenses would be lowered if Jeff died, they would be at least $500 a month more than Social Security would provide.
Questions:
In your opinion, do Jeff and Ann need additional insurance? Why or why not?
What type of policy would you suggest for Jeff and Ann? Why?

Expertise, Method, and Morality
Questions for the Final Take Home Essay Assignment
Directions: Answer one of the following question in a 5-page, double-spaced
typed essay. The assignment is due the last day of class week (April 29).
Question:
Explore Descartes’ case at the end of Discourse 5 for why we will never replicate real intelligence with machines. Explain the importance of this case in connection with what Descartes established in Discourse 4.

What effect does participation in team sports have on the mental health of youth?

They Say/Common Ground: In recent discussions of the impact that team sports have on mental health amongst adolescents, a controversial issue has been whether participating is more beneficial than damaging or more damaging than beneficial. One the one hand, some argue that team sports help children release anger and stress. From this perspective, team sports are perfect for adolescents and can work as an outlet from other stressors they deal with as they grow up.

I Say/Problem: My own view is that team sports aren’t for everybody. Though I concede and believe that team sports have changed my life and molded me for the good, I still maintain that there is a chance that it can be a negative. For example, my role on a team sport was more of a dominant position, so from my perspective the team relied heavily on me but what would be the perspective of a person who wasn’t as heavily relied on by the team. Although some might object that every role on a team is equally important, I would reply that mentally every player on that team doesn’t feel that way. The issue is important because team sports can either have high reward or low reward.

Cost/Benefit: If this overlooked impact of team sports on adolescents isn’t taken more seriously and overseen to make sure that the children are benefitting from the sport then there will be an increase in mental health issues amongst youth.

Claim/Working Thesis: Parents and Coaches should be more involved in the mental health and in the impact that team sports has on there child or youth participant.

Write a reflective essay of approximately in response to our readings from Digital Minimalism and/or Reader, Come Home(choose the book you want too, I don’t mind). Please respond to the book that you found most compelling by describing what you liked about it, what you learned that you didn’t know, and how it relates to your own experience. You should make specific references to the ideas in the text, including at least one direct quotation. Citation and bibliography are not necessary. If you found parts of both books intriguing, you are welcome to discuss both in your essay. Naturally, you may write in first person. The essay may be casual in tone, but it will need to be proofread carefully and should avoid distracting errors, which could affect the grade.

Watch TED Talk Ben Goldacre – What doctors don’t know about the drugs they prescribe. (Links to an external site.) [Video file, 13:29] Retrieved from: https://www.ted.com/talks/ben_goldacre_what_doctors_don_t_know_about_the_drugs_they_prescribe (Links to an external site.)

Write a paper on a Research Methods in Psychology class. The research paper we are working on is locus of control & anxiety influence on procrastination. This assignment is for the results section of that paper. Please see attached uploaded files for complete instructions and information on assignment. I have also uploaded some examples of what I`m my assignment should look like.

Write a word essay that discusses the idea that humans are essentially good or that humans are essentially bad. Choose one side and convince your audience with two detailed examples from the Lord of the Flies and two detailed examples from the last 50 years in history that humans are essentially good or that humans are essentially bad.

Post the draft of your final project presentation, being sure to include the link to your Coggle phylogenetic tree.
Posting as early as possible will allow you to get feedback on your
presentation, which you can use to improve your presentation before you
submit it.
Indicate your species topic clearly in the first line of your post.
If your file is a presentation, attach it to your post using the paper clip option.

I Choose Sea Turtle, so andy two animals will do

Please select a different species than the one you wrote about to
respond to and look for presentations that have not yet received
feedback.
Include in your reply a critique of the presentation, both positive aspects and those that could be improved.
Be sure to offer specific ideas on how to improve the presentation.
Are there things missing from the presentation that would have made it more informative and easier to follow?
Was the phylogenetic tree robust, including photos and text boxes of information?
Were the nodes on the tree labeled appropriately?
How was the sound quality?
Were the graphics informative and did they add to the depth and breadth of the information?
Was the whole presentation organized chronologically and in a logical pathway that was easy to follow?