Best Writer

Discussion Week 3
This week we review how the failure of financial regulatory agencies and excessive, high-risk leverage, in the form of derivatives, set the stage for financial crisis.
In this forum we will discuss some specifics related to the failure of regulators and leverage.
MINIMUM REQUIREMENTS: TWO POSTS. The comments should be well organized and accurately depict concepts and events discussed in the textbook. 150-350 words minimum word requirement.
FIRST POST (by Wednesday). Address ONE of the following topics:
Where were the regulators? In response to this question: 1) identify a bank regulator 2) explain one reason given the text concerning why bank regulators failed to reign in practices in subprime lending and the securitizing and leveraging of bad mortgages. (See pp. 58-59). Do not reproduce information already in the thread. If something has already been said, elaborate further, add another important piece of information. Or, move on to the other topic.
Identify and define a derivative that played a role in the crisis, mortgage backed securities, credit default swaps, then explain why the abuse of these derivatives caused problems.
What is leverage? Describe one example of how excessive leverage created enormous risks for Wall Street firms. This topic may end up being related to the second topic if one discusses leverage and the use of derivatives. Try to move the dialogue to a discussion of how abuse of leverage created system wide risks. Again, do not reproduce information already provided in the thread. Try to move the discussion along.

Choose one international conflict that you believe the security dilemma explains well. Why is the security dilemma explanation of this conflict so persuasive, and how do you think the security dilemma can be de-escalated in the case you’ve chosen?

Question 1:
1a. After reading the assigned materials, explore the principles of the hedonic treadmill and how these principles affect consumer behaviors.
1b. Given the research findings on the hedonic treadmill, explore 3 methods in order prevent overconsumption or excessive buying by consumers such as you.

Question 2:
After learning from all the modules in this course, explore how the different principles of consumer psychology has helped you further understand your own buying habits or the buying habits of the people that you know.

Required Reading:
Develop Good Habits. (2019, February 6). Hedonic Treadmill Theory: 7 ways to resist Hedonic adaptation and create lasting happiness [Video]. YouTube. https://www.youtube.com/watch?v=7b7fOqPfnaw (8:06)
Schroeder, J. (2020, November 27). Hitting pause on the Hedonic treadmill. Incognito Money Scribe. https://incognitomoneyscribe.com/2020/11/27/hitting-pause-on-the-hedonic-treadmill/
Stanborough, R.J. (2020, October 2). What to know about the Hedonic treadmill and your happiness. Healthline. https://www.healthline.com/health/hedonic-treadmill
Psychology Today. (n.d.) Hedonic treadmill. https://www.psychologytoday.com/us/basics/hedonic-treadmill
Partick, W.L. (2018, October 19). Would winning the lottery really change your life? Psychology Today. https://www.psychologytoday.com/us/blog/why-bad-looks-good/201810/would-winning-the-lottery-really-change-your-life

Writing Assignment 1: Read Hauser, “A Theology of Catholic Education” and Kreeft, 13-28. Answer the following questions in an essay. (50 points) (3-4 pages)
According to Hauser, what are the main challenges to the faith today? How does Delio describe what has happened in Catholic higher education? How does that fit with the first problem that Hauser describes? What is relativism and why does relativism undermine the faith? What does Pope Benedict say happens to an education that is shaped by the tyranny of relativism? Give examples from contemporary culture. Hauser says that Little describes relativism as a both/and way of thinking? What does this mean? What sort of effect would this way of thinking have on human commitments and religious belief? Why does this lead to nihilism? What should be the Christian response to this? Explain.

Write a literary analysis of James Thurber’s “The Secret Life of Walter Mitty.” This essay should be at least 750 words.
In your paper, you will need to (1) thoughtfully examine the short story as a piece of writing/literature, (2) analyze how the author used his/her craft to present a theme to his/her readers, and (3) support your position. You may use ideas that were generated during the class discussion if you wish.

Details
The introductory paragraph of your paper should include information to help the audience understand what this essay is about: the author’s name, the title of the short story, a few sentences of background information on the short story and the characters, and a thesis statement that presents an arguable point about a theme in the text. The body paragraphs should focus on an analysis of how and why the author used certain techniques/devices to communicate his/her message. In the final paragraph, you should bring the essay to a logical end by restating the thesis, summarizing the main points, and making a statement about the significance of your discussion.
Your Audience
Assume that your audience— your instructor and your peers— have read the short story.
Tone
The language and stylistic choices should be appropriate for your audience.

Minimum Requirements
at least 3 pages long and formatted according to MLA guidelines.
Include an original title that reflects the topic of the paper.
Include an introductory paragraph, 3-5 body paragraphs, and a concluding paragraph.
Include a thesis statement that presents your topic and an arguable point about the author’s treatment of a theme.
Include some or all of the following types of evidence to support your thesis: examples from the story, quotations, and contextual information (that which helps the reader of the essay understand where your ideas are coming from) and/or paraphrases of textual material. Choose your evidence wisely. Don’t use just any examples to support your thesis; use examples that provide the best support for your thesis.
Include analysis. You are not writing a summary of the short story. (This is where most students fall short.) Consider the overview of the short story to be brief, and assume that your reader has read the story. You should include contextual information, if necessary, but otherwise, the bulk of your essay should concentrate on analysis. Essentially, you are presenting an argument about how and why the author presents a certain theme. Your essay must show evidence of clear interpretation and insightful analysis.
Introduce and elaborate upon quotations; do not just “drop” them into your writing.
Organize your paper logically with clear topic sentences and transitions to move the reader along and show relationships between ideas within your paper.
Use third person point of view and present tense.
Pay careful attention to grammar, usage, and mechanics.
Include a Works Cited in MLA-8 format that includes the name of the short story and the secondary sources that have been used. Be certain that you have included in-text citations throughout your essay whenever you have quoted, summarized, referenced, or paraphrased information.

Writing Assignment 1: Read Hauser, “A Theology of Catholic Education” and Kreeft, 13-28. Answer the following questions in an essay. (50 points) (3-4 pages)
According to Hauser, what are the main challenges to the faith today? How does Delio describe what has happened in Catholic higher education? How does that fit with the first problem that Hauser describes? What is relativism and why does relativism undermine the faith? What does Pope Benedict say happens to an education that is shaped by the tyranny of relativism? Give examples from contemporary culture. Hauser says that Little describes relativism as a both/and way of thinking? What does this mean? What sort of effect would this way of thinking have on human commitments and religious belief? Why does this lead to nihilism? What should be the Christian response to this? Explain.

My Aunt, Sylvia Villarreal, a Registered Dietician Consultant and Nutrition Professor in Sothern California, sent me this PowerPoint presentation by world-renowned Penn State Kinesiology and Physiology Professor Mary Jane De Souza. Dr. De Souza is a preeminent researcher in the area of the physiological basis of exercise and how it modulates reproductive function and bone health through alterations in energy balance. Dr. De Souza’s specific research “niche” has been defined by a series of studies performed demonstrating significant associations of menstrual disturbances, metabolic adaptation, and bone health.
Read and comment on the PowerPoint; in at least 150 words tell me what is one thing you took away from the presentation.
De_Souza.FNCE.2020.Oct_15_2020.MJD.FINAL.HANDOUTS_FILE.pdf

Why the internet is the most important discovery of the 20th century

A05 Motion this is for my photography one class and I’m in need of someone either taking thepictures or finding picture that aren’t online. They can be yours or someone else as along as itpertain to assignment objective, which is images/ pictures with motion.

Camera Set-Up:
Shooting Mode: Shutter Priority or “S” (Nikon) or “TV” (Canon).
Set the Shutter to 1/1000
ISO Setting: 400 (Can be raised if needed to maintain the 1/1000 shutter speed if you run into overcast outdoor conditions).
Camera Filetype/Size: Large JPG file format.
Focus Mode: (Focus Tracking) AI, AI Servo, or Manual (if you would like).
White Balance: Auto.
Picture Style: Standard
Skill Points:
Exploring the use of shutter speed as a creative tool.
Learning what visual elements create a focal point.
Developing an eye for placing focal points within a composition.
Procedure:
Shoot outdoors on a sunny day preferably.
Find a place with a lot of action like the bike path, beach volleyball, kids on swings, or outdoor athletic events.
Use whichever focal length creates good framing of the subject/action.
Be ready to anticipate the subject moving into your frame or follow them in your frame until the action hits its’ peak. Practice – Be patient.
You choose the subject. Running, jumping, dogs in mid-air catching Frisbees, your choice, but make sure you choose very fast-moving subjects.
Look for the peak of action. People in mid-air, basketball jump shot, spiking a volleyball, crashing waves, etc.
Be sure to shoot a variety of subjects, not just the same one over and over.
No people walking with baby strollers or bikes ‘cruising slowly’ on the bike path, no cats indoors.
The goal is to ‘FREEZE’ fast-moving subjects.

The personal statement essay prompts:
Forty percent of employers find it difficult to recruit employees who are adept at critical thinking, communication, and constant adaptability—skills that are critical to future business success. Which of these 3 qualities represent an area of development for you and why? What steps are you currently taking or plan to take to develop in this area?