CET Business Law

Need a response written for the following, 300 words. Please use Grammarly to make sure the sentence structure flows correctly and it is not all fill words.

I have also included the Post below that I need reviewed and responded to as well. I have Inlcuded my initial Post below as well.

Article
to Respond to:

CET Week 5 Discussion – Nunez
Andrew Nunez posted Jun 17, 2021 7:58 PM

The
case Maritz Holdings v. Lloyds of London is a dispute over insurance
coverage regarding losses that resulted from a cybersecurity breach
experienced by Maritz Holdings. Maritz Holdings experienced two
breaches, one in 2015 and another in 2015. Each year, Maritz Holdings
had purchased insurance coverage prior to the events taking place.
Lloyds of London, the insurance company, issued the insurance contracts
to Maritz Holdings, and in these contracts it is stated that Maritz
Holdings is covered for security breaches. Maritz Holdings submitted
claims to Lloyds of London for expenses that the company incurred due
to the breaches that were covered under contract, but Lloyds denied
coverage on these claims which resulted in Maritz Holdings filing a
lawsuit. This lawsuit was originally filed to the state court of
Missouri but ended up being moved to the United States District Court
for the Eastern District of Missouri.
There are a couple of issues within this case that the court had to
address. The first was that each of the Insurance Contracts contained a
choice-of-law provision stating that any dispute with the insurance
shall be governed under the laws of New York. With Lloyds argument
being that because Maritz Holdings is based is Missouri, and the
contract provision states the insurance contract be disputed under New
York law, that Maritz Holdings claim (using Missouri laws) is null due
to the claim not being under applicable law (New York law). The court
had to recognize the insurance contract provision, New York Law, while
also applying the rules of the courts of that state in which its
located, which is in Missouri.
Missouri courts have recognized that contracting parties may choose
the state whose law will govern interpretation, but the application of
those laws may not be contrary to the public policy of Missouri.
Missouri public policy can also override the terms of an insurance
policy normally subject to the laws of another state when the
enforcement of external laws conflicts with Missouri public policy. So
for this case the courts would have to look into New Yorks laws
regarding the breach of contract and compare them with Missouri laws
and public policy. The insurance policy provision leads the conclusion
that anyone in the state of Missouri has no protections with the insurer
and cannot file claims resulting from incidents from the insurer. This
is clearly unfair and allows Lloyds of London to sell a contract
without being liable to pay for claims by those its insured. Matrizs
claim that the provision within the insurance policy violates Missouris
public policy. Being agreed upon by the court, this led to Matrizs
Holdings to be protected by Missouris vexatious refusal law.
I agree with the courts decision on denying Lloyds of Londons
Motion to Dismiss Vexatious Refusal to Pay Claim. Lloyds of London
should not have entered into a contract with Matriz Holdings or with
organizations from other states if they were not going to honor their
contract. It seems to me that the contract was consciously set up in a
manner that Lloyds of London not be held responsible for their end of
the contract for any company outside the state of New York, leading them
to be selling false security which is essentially fake insurance. This
is the definition of fraud. Im surprised Matriz Holdings signed the
contract with that provision in place without looking into New York law.
One could argue that Matriz signed a contract without reading all the
terms and conditions and whatever outcome happens is their fault. And I
could understand why someone would side with the insurance company.
After all, they did put in writing for their customer to review. But in
this case I believe a company should not be able to conduct such a shady
business practice and thats why I agree with the courts decision.

Here is the discussion topic.

Week
5 Discussion
Discussion Topic
Due June 20 at 11:59 PM
Starts Jun 14, 2021 12:00 AMEnds Jul
6, 2021 11:59 PM
Using the Maritz Holdings v. Lloyds
of London case provided in this week’s materials, please analyze the case
discussing the legal issue the court had to resolve, the court’s answer to that
legal issue and how the court reached its decision for your initial post of no
less than 600 words. Please also include in an additional 200 words, your
opinion of the court’s decision stating whether you agree or not with it and
explaining that position.
Please remember to use proper
writing structure which includes sentence and paragraph structure as well as
verb tense.

Neutral
As of: December 18, 2020 6:33 PM Z
Maritz Holdings v. Certain Underwriters at Lloyd’s London
United States District Court
for the Eastern District of Missouri, Eastern Division
November 30, 2020, Decided;
November 30, 2020, Filed
Case No. 4:18-CV-00825 SEP

Reporter
2020 U.S. Dist. LEXIS
222400 *; 2020 WL 7023952

MARITZ
HOLDINGS INC., Plaintiff, vs. CERTAIN UNDERWRITERS AT LLOYD’S LONDON
SUBSCRIBING TO POLICIES NUMBERED B122F10115115 AND F10115116, et al.,
Defendants.

Prior History: Maritz Holdings v. Certain Underwriters at Lloyd’s London,
2020 U.S. Dist. LEXIS 209794, 2020 WL 6582662 (E.D. Mo., Nov. 10, 2020)

Judges: SARAH E. PITLYK.
Opinion by: SARAH E. PITLYK

Opinion

MEMORANDUM
AND ORDER
This matter is before the
Court on Defendant Certain Underwriters at Lloyd’s London Subscribing to
Policies Numbered B122F10115115 and F10115116’s (“Underwriters”) [*2]
Motion to Dismiss Vexatious Refusal to Pay Claim of Plaintiff Maritz Holdings
Inc.’s (“Maritz” or “Plaintiff”) Amended Complaint. Doc.
[101]. For the reasons stated below, the Motion to Dismiss will be denied.

I.
Factual and Procedural Background
This case involves a dispute
over insurance coverage for alleged losses arising out of cyber-security
breaches experienced by Plaintiff, through which certain
electronically stored gift card information was stolen. Underwriters issued breach-response
insurance coverage to Maritz for 2015 through 2017 under two separate insurance
contracts (“Insurance Contracts”). The Insurance Contracts provided
coverage for, among other things, certain fees and costs Maritz might incur in
responding to such a security breach.
Maritz experienced two cyber-security breaches: one in
March 2016, and another in February 2017. Maritz submitted claims to
Underwriters for expenses it alleges are covered under the Insurance Contracts.
Underwriters denied coverage
on Maritz’s claims, after which Maritz filed the instant action, asserting
claims for breach of contract against all Defendants, and
vexatious refusal against Defendant Underwriters, and seeking damages of
between [*3] approximately $4.5 and 5.5 million. Maritz’s
complaint was initially filed in state court and was removed to this Court on
the basis of diversity of the parties. Doc. [1]. Maritz subsequently filed an
Amended Complaint, adding another of its insurers, Affiliated FM, as an
additional Defendant. Doc. [45]. Underwriters filed the instant Motion to
Dismiss Count II of the Amended Complaint for vexatious refusal to pay pursuant
to Federal Rule of Civil Procedure 12(b)(6). Doc.
[101].
Because Underwriters filed
its Motion to Dismiss after it had already answered the Amended Complaint, a
motion to dismiss under subsection (b)(6) of Rule 12 is untimely. See Fed. R. Civ. P. 12(b) (“A motion asserting
[failure to state a claim] must be made before pleading if a responsive
pleading is allowed.”). After Maritz noted this deficiency in its
memorandum in opposition to the Motion to Dismiss (Doc. [108]), Underwriters
asked the Court to treat its motion as one for judgment on the pleadings
pursuant to Federal Rule of Civil Procedure 12(c). Because
the applicable legal standard under either subsection of Rule 12 is the same, the Court will
construe the motion as though it were initially made under Rule 12(c).

II. Discussion

B.
Parties’ Arguments
The Insurance Contracts each
contain a choice-of-law provision stating:
In case of any dispute arising out
of this Insurance, the same shall be governed by the laws of New York and
subject to the exclusive jurisdiction of the courts of the United States of
America in accordance with the attached wording.
Docs. [4-1] at 5; [4-2] at 5.
Underwriters asserts that
Maritz’s claim in Count II for vexatious refusal to pay under Mo. Rev. Stat. 375.4201 is a
“dispute arising out of [the] Insurance,” and as such, is governed by
New York law according to the choice-of-law provision in the Insurance
Contracts. See Doc. [102] at 4-5. Underwriters argues that the claim
must fail as a matter of law because it is made under Missouri law, and
therefore fails to state a claim under the applicable governing law.
Maritz asserts that the
“arising out of” language in the Insurance Contracts only applies to
disputes involving the interpretation of the two policies. Maritz argues that
the vexatious refusal claim is not truly one “arising out of [the]
Insurance,” but rather, one arising out of Underwriters’s allegedly
improper conduct in responding to Maritz’s claimed losses after it submitted
its claim on the breaches.
Maritz also
argues that even [*6] if this Court were to conclude that the
Insurance Contracts’ choice-of-law provision applies to its vexatious refusal
claim, that still would not preclude its claim, because the deprivation of such
claim would be contrary to a fundamental policy of Missouriprotecting its
residents from unfair practices by insurersand Missouri courts apply the law
of another jurisdiction only if “th[e] law is not contrary to a
fundamental policy of Missouri.” Sturgeon
v. Allied Pros. Ins. Co., 344
S.W.3d 205, 210 (Mo. Ct. App. 2011).

C.
Analysis
The Court rejects Maritz’s argument
that its vexatious refusal claim is not a “dispute arising out of [the]
Insurance” policies. The unambiguous wording of the clause is not limited
to contractual disputes, but on its face applies to “any” dispute
arising out of the Insurance Contracts. Maritz’s claim for vexatious refusal to
pay is plainly one that arises out of the Insurance Contracts. The claim is
predicated on the existence of the policies and could not be brought if they
were not in effect. See Thomas Farms, Ltd. v. Nat’l Union Fire Ins. Co. of
Pittsburgh, No. 1:18CV00196 AGF, 2019 WL 460503 at *3 (E.D. Mo. Feb. 6, 2019) (“[A]
claim for vexatious refusal to pay is necessarily predicated on a breach
of an insurance policy.”); see also Minden
v. Atain Specialty Ins. Co., 788
F.3d 750, 756 (8th Cir. 2015) (A vexatious refusal claim
“requires an [*7] insured to prove: (1) the existence of
the insurance policy; (2) the insurance company’s refusal to pay; and (3) such
refusal was without reasonable cause or excuse.”). That is not the end of
the analysis, though. The Court must still determine whether New York law
controls and precludes Maritz’s claim for vexatious refusal to pay.
A district court sitting in
diversity jurisdiction applies the conflict-of-law rules for the state in which
it sits. DCS
Sanitation Mgmt., Inc. v. Castillo, 435
F.3d 892, 895 (8th Cir. 2006); Inacom
Corp. v. Sears, Roebuck & Co., 254
F.3d 683, 687 (8th Cir. 2001) (citing Klaxon
Co. v. Stentor Elec. Mfg. Co., 313
U.S. 487, 61 S. Ct. 1020, 85 L. Ed. 1477 (1941)); see also
Harris
v. Am. Mod. Home Ins. Co., 571
F. Supp. 2d 1066, 1075 (E.D. Mo. 2008) (citing Erie
R.R. Co. v. Tompkins, 304
U.S. 64, 78, 58 S. Ct. 817, 82 L. Ed. 1188 (1938)) (“A
federal district court sitting in diversity jurisdiction must apply the rules
of decision that would be applied by the courts of the state in which it sits,
including the initial choice of the applicable substantive law.”). Thus,
we apply Missouri’s conflict-of-law rules.
Missouri recognizes that
contracting parties may choose the state whose law will govern the
interpretation of their contractual rights and duties. See, e.g., Sturgeon, 344
S.W.3d at 209-11 (citing TriCounty
Retreading, Inc. v. Bandag Inc., 851
S.W.2d 780, 784 (Mo. Ct. App. 1993)); Nakao
v. Nakao, 602
S.W.2d 223, 226 (Mo. Ct. App. 1980). So long as the application of the
chosen law is not contrary to the public policy of Missouri, Missouri courts
will generally honor the parties’ choice-of-law provision. Sturgeon, 344
S.W.3d at 210.
Missouri courts have long
recognized, however, that “‘a state may not be required to enforce in [*8]
its own courts the terms of an insurance policy normally subject to the law of
another state where such enforcement will conflict with the public policy of
the state of the forum.'” Asel
v. Ord. of United Com. Travelers of Am., 355
Mo. 658, 197 S.W.2d 639, 645 (Mo. banc. 1946) (quoting Hoopeston
Canning Co. v. Cullen, 318
U.S. 313, 316-17, 63 S. Ct. 602, 87 L. Ed. 777 (1943)). See
also Milburn v. Zurich Am. Ins. Co., 4:19-cv-02719-SNLJ, 2020 WL 4673785,
at *3 (E.D. Mo. Aug. 12, 2020) (“Long ago, the Missouri Supreme Court made
clear that public policy can override the terms of an insurance policy normally
subject to the laws of another state” when such enforcement would conflict
with the public policy of Missouri.) (internal quotation marks omitted).
Consequently, where the application of the chosen law would be contrary to
Missouri public policy, Missouri courts may instead choose to apply the law of
their own state. See Sturgeon, 344
S.W.3d at 209-11 (refusing to honor insurance policy choice-of-law provision for
California law because application of California law would deprive Missouri
insured of statutory right to avoid arbitration and therefore violated Missouri
public policy). Accordingly, the law of the state chosen by the partieshere,
New Yorkwill only govern if its application would not be contrary to the
public policy of Missouri.
The Missouri Supreme Court informs
us that “exceptions based on public policy must usually find support [*9]
in . . . statutory provisions,” Halpin
v. Am. Fam. Mut. Ins. Co., 823
S.W.2d 479, 483 (Mo. banc. 1992), and are applied where “there
is some local interest in the forum state to be protected” by its
application. Asel, 197
S.W.2d at 645. Additionally, Missouri courts have recognized that the
“paramount concern” of Missouri public policy is “the protection
of its own citizens.” Gilmore
v. Attebery, 899
S.W.2d 164, 168 (Mo. Ct. App. 1995).
Maritz
asserts that these conditions are met here. Maritz notes that the vexatious
refusal statute at issue arises out of the established Missouri public policy
of protecting its residents from unfair and bad faith practices by insurers. See
Duncan
v. Andrew Cnty. Mut. Ins. Co., 665
S.W.2d 13, 19-20 (Mo. Ct. App. 1983) (the vexatious refusal statute
provides “a statutory procedural remedy in favor of insureds for redress
of abuses by insurers” and is “a clear expression of public policy on
the subject”). Maritz contends that it would violate that public policy to
allow an insurer to insulate itself from the vexatious refusal statute by
including in an insurance policy a provision stating, for example, that
“the Missouri insured shall have no right to pursue a claim for vexatious
refusal against the insurer no matter the insurer’s behavior.” See
Doc. [108] at 8. Maritz argues that an insurer should not be allowed to achieve
that same end via a choice-of-law provision that works [*10]
to strip Missouri insureds of the protections afforded by the vexatious refusal
statute. The Court agrees.
Missouri “has a strong
interest in protecting its own citizens,” Sheehan
v. Nw. Mut. Life Ins. Co., 44
S.W.3d 389, 396 (Mo. Ct. App. 2000), as well as a “substantial
interest in the business of insurance of its people [and] property,” Asel, 197
S.W.2d at 645. See also Irish v. Allied Prop. & Cas. Ins. Co., No.
13-05015-CV-SW-JTM, 2013 WL 3773982, at *1 n.1 (W.D. Mo. July 18,
2013) (“Historically, Missouri courts consistently held that when
an insurer refused to pay a claim without good reason, the insured should be
awarded contract damages plus statutory damages for ‘vexatious refusal to pay.’
The statutory damages . . . were enacted to make whole the insured who is
forced to litigate to recover contractual damages.”) (citation omitted)).
The insured, Maritz, has been a Missouri-based corporation at all times
relevant to this lawsuit and is still maintains its principal place of business
in Missouri today. Doc. [45] at 2. Thus, there is a concrete local interest in
Missouri to be protected by the application of Missouri’s vexatious refusal
law. See Milburn, 2020 WL 4673785, at *4 (finding Plaintiffs’ residence
in Missouri for four years that included the relevant policy period sufficient
to provide an “identifiable local interest”).
The
Missouri vexatious refusal [*11] statute, then, relating as
it does to the equitable and fair treatment of Missouri insureds, is not just a
matter of Missouri substantive law, but also a declaration of state public
policy. See Duncan, 665
S.W.2d at 19-20. And in this case, there is a clear local interest to be
protected by its application. Under these circumstances, the Court finds that
the choice-of-law provisions in the Insurance Contracts do not preclude
Maritz’s statutorily prescribed remedy for allegedly vexatious conduct by
Underwriters.
Accordingly,
IT IS
HEREBY ORDERED that Defendant Underwriters’s Motion to Dismiss Vexatious Refusal
to Pay Claim (Doc. [101]) is DENIED.
Dated this 30th day of
November, 2020.
/s/ Sarah E. Pitlyk
SARAH E. PITLYK

End of Document
11 Mo. Rev. Stat. 375.420 provides:
In any
action [*5] against any insurance company to recover the
amount of any loss under a policy of automobile, fire, cyclone, lightning,
life, health, accident, employers’ liability, burglary, theft, embezzlement,
fidelity, indemnity, marine or other insurance except automobile liability
insurance, if it appears from the evidence that such company has refused to pay
such loss without reasonable cause or excuse, the court or jury may, in
addition to the amount thereof and interest, allow the plaintiff damages not to
exceed twenty percent of the first fifteen hundred dollars of the loss, and ten
percent of the amount of the loss in excess of fifteen hundred dollars and a
reasonable attorney’s fee; and the court shall enter judgment for the aggregate
sum found in the verdict.

Dred Scott v. Sandford

Supreme Court case name: Dred Scott v .Sandford
A brief summary of the case (3-5) sentences
A reference list of 3-5 sources
At least two references must be scholarly sources

HEALTHCARE STATISTICS – Journal article review

specifically, the following critical elements must be addressed:
I. Purpose: In this section of your analysis, you need to introduce the study you analyzed, describing its purpose, research question, and hypothesis.
A. Describe the purpose of the study, including the research question and hypothesis.
II. Research Methods: In this section of your analysis you will take a deep dive into the research methods used by the authors of the study you analyzed. It
is important that you are able to identify, describe, and discuss the data collection and data analysis methodology used by the researchers.
A. Identify whether the study design is experimental or observational. Support your identification with examples from the study.
B. Identify the methods used to collect the data and explain why the methods are appropriate based on the research question.
C. Identify the data collected as quantitative or categorical. Support your identification with examples from the study.
D. Discuss the potential weaknesses of the data collection methods used. Support your discussion with examples from the study.
E. Identify the data analysis methods used and explain why the methods are appropriate based on the research question.
F. Discuss the potential weaknesses of the data analysis methods used. Support your discussion with examples from the study.
G. Describe the key demographics of the population sampled and identify the inclusion and exclusion criteria for participants.
III. Key Findings: Now that you have discussed the research methods used by the researchers, you will need to state and discuss their findings,
differentiating between the results of the experimental and control groups.
A. State the results of the research, describing how the researchers determined whether or not the results are statistically significant.
B. Describe the differences in the results between the groups in the study and support your description with examples from the study.
IV. Limitations of the study: Unfortunately, every data collection method and data analysis method has limitations. In this section, you need to explain the
limitations presented by the study population and the advantages and disadvantages of the statistical analysis used.
A. Explain the limitations presented by the study population and sample size used. Support your explanation with examples from the study.
B. Discuss the advantages and disadvantages of the type of statistical analysis used. Support your discussion with examples from the study.
C. Identify the limitations of the study design used and explain why those limitations exist.
V. Major conclusions from the study: In this section, you will need to analyze the conclusions reached by the researchers and compare them to the
conclusions of another study from the reference section of your selected study. You will also need explain how the study you have analyzed contributes
to scientific literature and speculate about further investigations that might take place because of this research.
A. Discuss how the results from this study compare with those of a study listed in the references or your main article. Support your discussion with
examples from both studies.
B. Explain how this study contributes to scientific literature. Support your explanation with specific examples.
C. Describe further investigations that could take place because of this study.

What are Thomas Jefferson’s claims in his Notes on the State of Virginia about the mental capacity of blacks (including emotions and intellect), and 2) In what ways does Douglass in his Narrative indirectly respond to those claims, either by way of challenging them, contextualizing them, or confirming them?

You have to read the book before you write my essay.
Please read the book I attached.

Write a minimum of 200 words in response to the following:

1) What are Thomas Jefferson’s claims in his Notes on the State of Virginia about the mental capacity of blacks (including emotions and intellect), and 2) In what ways does Douglass in his Narrative indirectly respond to those claims, either by way of challenging them, contextualizing them, or confirming them?

Remember to cite relevant passages from both writers, with page numbers and locations on the page (1/2 way, 2/3 way, etc.).

Case Study Analysis: Going to Extremes

Review a case study of Zappos in Chapter 2 of the course textbook attached in the Module 6 folder.
Write an integrated essay that addresses the following items:
Find a list of all 10 of Zappos’ corporate values. Pick two of the values and explain how you think those values would influence the way employees do their work.
Explain which areas where Zappos’ culture is very high (or typical).
Describe how did Zappos’ corporate culture began and how Zappos’ corporate culture is maintained.
Discuss what other companies could learn from Tony Hsieh and Zappos’ experiences.
Describe what could be improved in Zappos’ corporate culture.
Your well-written proposal should meet the following requirements:
Be 3-4 pages in length.
Write clearly and logically, as you will be graded on content, analysis, and your adherence to the tenets of good academic writingwhich should be succinct where possible while also exploring the topics appropriately. Remember that you can always improve your work by providing support from outside scholarly sources, which help both to bolster your own assertions and supplement your ideas.

Organizational Psychology – Final

Read the case of Prophet Software (pdf linked above). Develop a plan of specific organization development actions you would take to ensure the sales employees at Prophet Software have the best organizational design, motivation, leadership, and culture to carry out the new business strategy of providing enterprise-wide software solutions, and on-going technical support to client companies. Base your answers on the facts of the case, as presented, Please limit your response for each section to a maximum of one double spaced page. Each will count for 1/4 of your final exam grade.
Additional instructions:
there is a one-page limit for each question,
double-space, 1-inch margins,
support your ideas with evidence from the reading
see the grading rubric below.

_______________________________________________________________________________________
Organization Design:
Motivation:
Leadership:
Culture:
______________________________________________________________________________________
Final Exam
Criteria Ratings Pts
This criterion is linked to a Learning Outcome
Organizational Design
–Identified specific actions (5 points)
–Provided reasoning for selected actions (7.5 points)
–Applied course concepts (7.5 points)
–Quality of writing (2.5 points)
–Adhered to 1 page limit (2.5 points)
25 pts
This criterion is linked to a Learning Outcome
Motivation
–Identified specific actions (5 points)
–Provided reasoning for selected actions (7.5 points)
–Applied course concepts (7.5 points)
–Quality of writing (2.5 points)
–Adhered to 1 page limit (2.5 points)
25 pts
This criterion is linked to a Learning Outcome
Leadership
–Identified specific actions (5 points)
–Provided reasoning for selected actions (7.5 points)
–Applied course concepts (7.5 points)
–Quality of writing (2.5 points)
–Adhered to 1 page limit (2.5 points)
25 pts
This criterion is linked to a Learning Outcome
Culture
–Identified specific actions (5 points)
–Provided reasoning for selected actions (7.5 points)
–Applied course concepts (7.5 points)
–Quality of writing (2.5 points)
–Adhered to 1 page limit (2.5 points)
25 pts
Total Points: 100

Budget

Even people whose income is well above the poverty line can sometimes find it difficult to make ends meet. Imagine a family of four living in your hometown. Suppose that there are two adults and two children in the homeone child is 7 years old and in elementary school and that the other is 3 years old and must be cared for during the day. Design a budget; make a list of all the goods and services this family needs to function. Be as complete as possible; be sure to include: food, clothing, housing, transportation, healthcare, childcare, utilities, cell phone, cable, entertainment etc. Estimate the monthly cost of each expense. You can utilize the internet to get estimates if you do not have these bills yourself. Total up your expenseshow much do you need to make a year to pay all these bills?
The 2021 poverty threshold for a family of four is $26,500 (up from last year’s $26,200). Look for ways to cut your original budget until you reach the poverty line. For example, if you originally estimated a housing/mortgage payment of $2,500, obviously, you will need to move this family into a smaller apartment. If you allocated $600 a month for food, how much will you need to lower this to? The point of this assignment is not to just present these tables but to analyze them. If you had to cut your food budget, what are the consequences of this? If you cannot afford your own home and live in a one-bedroom apartment what will the impact on your family will be? If you take your 3-year-old out of daycare and have them stay with grandma, what are the consequences of this? What is it like to be working poor? What type of things do these families have to live without (things you might take for granted)? What is the impact of poverty on children in poverty? How will the familys difficulty in meeting its basic subsistence needs translate into access to opportunities (education, jobs, healthcare) for their children later in life? Finally, what does this also say about the root causes of poverty? Maybe people are being crippled by housing, education, and healthcare costs that have grown exponentially, while their wages have remained relatively stagnant. This is not a laziness problemthis is a structural problem!

Do not just submit a budget. You need to write a critical essay analyzing the cuts you made and the effects of poverty on US families.

SC200 Unit 2 PowerPoint Assignment

Scenario: You have agreed to take care of your friends dog; Buddy, while she goes on a trip to Antarctica. On your two-hour trip to take your friend to the airport you get so caught up talking about her upcoming adventure that you do not have any time to ask questions about her new dog (Buddy) who is riding in the backseat. After you drop your friend off, just in time to catch her flight, you drive the two hours back home and realize that your friend accidently took the dogs bag with when she ran into the airport. You realize that you do not have access to your friends house and cannot contact her. It is a new dog so there is no one else you can contact that knows its normal routine. You stop at the local pet store and ask the salesperson to help you pick out food and supplies to take care of Buddy for the next few weeks. They send you home with a bag of salmon and potato dry dog food, a few toys, and a dog bed. When you get home, you put some of the dog food in a plastic bowl that you had been using to store oranges and lemons. You offer this to Buddy, but he refuses to eat his dinner. This puts you in a little bit of a panic since your friend is on a long flight and will then be on a ship to Antarctica so contacting her will be difficult. You take a deep breath and decide that you can try to solve this problem on your own.
Prepare a PowerPoint presentation to show how you would apply each step of the scientific method to try to solve this problem using the proper terminology (hypothesis, experiment, etc.). Use a minimum of three references to provide factual support.
A template is provided to get you started. Additional slides should be added to address all the questions in this assignment and cite your sources. You are welcome to modify this template to suit your needs, being sure to meet the assignment requirements. Make sure your PowerPoint presentation addresses the following questions.
What are the steps of the scientific method? List them out and provide a short description in your own words of what happens during each step.
To collect your data, read through the scenario carefully and on a slide provide a list of everything that you know about the situation with Buddy.
Create a testable hypothesis for why Buddy is not eating that is consistent with the data in the scenario:e., Buddy is not eating because I did not buy the type of dog food that he is used to. Indicate which pieces of evidence you used to develop your hypothesis.
Outline how you would set up an experiment to test the following hypothesis: Buddy is not eating because I did not buy the type of dog food that he is used to.
Do some research on independent and dependent variables. Identify the independent and dependent variables in your experiment.
List three things that you should keep constant (the same) during your experiment so that they dont influence the outcome of your experiment.
Identify what you would do if:
The results of your experiment supported your hypothesis.
The results of your experiment did not support your hypothesis.
Explain what you would do in the following two situations:
You know you can contact your friend at some point soon but only for a short time. What three testable questions would you want to ask her to help support or disprove the proposed hypothesis?
Your neighbor comes over to help out with Buddy and poses the following hypothesis: Buddy wont eat because he feels that his owner is unlucky when she travels and may get hurt. Is this a testable hypothesis? If so, please explain how you would test it. If not, please explain why it is not testable in the context of the scientific method.
Information provided on the slides should be brief and bulleted. In the notes section, you must include all of your talking points – exactly as you would present them to your audience. Remember, you want to tell the story during the presentation rather than having your audience reading your slides along with you during the entire presentation. The Writing Center has an excellent resource on Creating Effective PowerPoint Presentations.
Basic Presentation Expectations:
Include a title slide and a reference slide.
Use images (with citations) as appropriate to create an effective and professional presentation.
On each slide include short descriptions and labels. Do not write out full paragraphs of information on each slide. 18 pt. font or larger recommended.
Put your explanations and talking points that would be presented to the audience in a short paragraph in the notes section of each slide.
Be free of industry jargon. Be mindful of your audience.
Use APA style for all references and in-text citations where appropriate.
Avoid plagiarism. Do not cut and paste directly from the source in the slides. Note: no more than 10% of your paper should be directly quoted from any outside source.
Utilize a minimum of three reliable resources.
Make certain that your presentation is free of grammar and spelling errors

Technological Entrepreneurship and Innovation

This
assignment is based on Clay Shirkys Here
Comes Everybody (2008). This book is one of the most insightful books you
will encounter on the topic of social
networking. Its examination of networking platforms, such as MySpace,
Flickr, YouTube and Wikipedia, and networking processes, such as open source
development, demonstrate that the world has undergone a major transformation in
the past twenty years. The transformation goes beyond the employment of new
technologies. It affects how people interact with each other socially, and has
spurred the development of new communities that were unthinkable just a few
years ago.

Look
at Shirkys lecture on http://www.youtube.com/watch?v=A_0FgRKsqqU
.

The
questions for this assignment address a number of key concepts highlighted in
the book.

1. Explain
how publish then filter works. Give at least one example. In what sense is it
different than the traditional approach of filter than publish? Using your
example, discuss its social and economic implications. (250 words minimum)
2. What
is mass amateurism? How does it work? Provide at least two examples. Does its
advent mean the end of traditional professionalism? Explain your answer. (250
words minimum)
3. What
is open source software? Give one example. Does its success mean the end of
commercial software? (250 words minimum)
4. Explain
how Wikipedia works. Why is it that the quality of Wikipedia entries is equal
to or superior to entries in commercial encyclopedias? (250 words minimum)

Minorities in Policing

Write a five (5) page minimum, DOUBLE SPACED, 12-FONT TIMES ROMAN paper with references and sources cited in APA format. Your cover sheet, abstract and your source citing/references are NOT included in the five page minimum.
Your grade will depend upon the presentation of your analysis and research, the quality of the work presented – whether you give a detailed presentation or a vague overview, whether you addressed all parts of the question asked, and how you support your argument/discussion – as well as the citing of a variety of sources/use of references and whether you met the mandatory minimum page requirement. Please make sure to use AT LEAST 5 sources for your research.
The paper should be written using APA Format. Please make sure you review your paper for spelling, grammar, and format and plagiarism errors before submitting it. Remember that the paper should be typed in Microsoft Word and submitted as an attachment.
You may make your presentation in essay form, though the use of some tables might be helpful. I would expect this project to be 5 pages in length, double spaced

Basically just inforation about the given subject and your opinion about it. Nothing to complicated. Thanks!! xD