Did this video change the way you think about borrowing money?

I need a 300 word dicussion post on the following:

For this week’s discussion, please watch the video below and react to it.

Did this video change the way you think about borrowing money?
What do you think about credit cards?
Should you pay them off every month?
Should you charge up to your credit limit and then make the minimum payment each month?
What do you think about borrowing money to buy a car? a house?

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