How do organizations in your chosen industry generally finance short
term needs? In two robust paragraphs, discuss two short-term credit instruments and how they are used by organizations in your industry. Give specific examples of each. Consider and explain the cost and availability of each of these instruments,and discuss the advantages and disadvantages of using each one.
Discuss the advantages and disadvantages of a business being highly leveraged. How does financial leverage relate to risk? Discuss the ratios needed to determine leverage, and differentiate between operational and financial leverage. Use concrete examples that are not from your textbook to illustrate your points. These examples could be from your own experience or from outside reading. Remember to document your sources appropriately
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