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Data Mining for Profitability | Part 2 – Data Mining for Making Lending Decisions
SUMMARY
There is a global demand for business professionals who can use business data and analytics to make informed business decisions. Business professionals need to have knowledge in statistical analysis and business analytics for improving profitability and efficiency. A good business analyst will be able to interpret data, conduct data mining, find key values from the data, find relationships between variables, determine the best predictors, and interpret key findings.
Scenario:
Lending Club (opens in new window) https://www.lendingclub.com/ is a peer-to-peer lending company based in California that offers loans with a variety of interest rates. The loans are funded by people all over the country. Lending Club connects people who need a loan to people who have extra money to lend, resulting in a borrowing process that is streamlined and stress-free. The company uses key variables to determine who is approved for loans; and while its criteria have led to a lot of success for the company, it has also seen losses in terms of delinquency and loan defaults.
The company hopes to reduce loan defaults and delinquency by creating a more effective customer profile for giving loans. You are a data/business analyst for Lending Club and are tasked with identifying a more effective set of variables for providing loans to consumers. You will need to use the Lending Club Data Dictionary [attached copy] and collect all the Consumers’ Loan Data [attached copy], clean and analyze the data using the Microsoft-R statistical tool, and build a model showcasing the key (predictive) variables to creating a more sustainable and profitable business. In the end, you will make recommendations to key business decision makers on how to meet the company’s business objectives.

Part 1: Write an overview of the Lending Club’s current business strategy. Describe and analyze the company’s market position. Discuss the factors informing the business objective of expanding the current customer base. (The first part of this paper is attached for reference)

Part 2: Data Mining for Making Lending Decisions
Based on the key variables identified in Part 1: Overview of the Lending Club Company, conduct data analysis, identify the predictors to achieving the business objective, and write a report of the key findings.
Perform data mining by conducting the tasks below using Microsoft – R:
Collect the company’s data Consumers’ Loan Data [DOWNLOAD] and perform data cleaning. (attached)
If necessary, use the Lending Club Data Dictionary [DOWNLOAD] as a guide to understand the variables from the loan data. (attahed)
Analyze the data through regression to determine the key variables relevant to the business objective.
Create and test a data model based on the key variables identified.
Use the model to perform correlation and multiple regression analyses of the company’s data.
Write a report that addresses the factors/issues/concerns listed below:
Interpretation of the data
What data visualizations from the analysis (histogram, pie chart, etc.) are you including to support your interpretation?
What are the greatest predictors for achieving the business objective?
Discussion of data issues and considerations
How was the integrity of the data maintained?
How was research bias identified and/or avoided during the data analysis?
Were there any other ethical concerns during the collection, analysis, and interpretation that needed to be addressed? How was it addressed?
Assignment Requirements
Summary of key customer profile variables using data modeling and regression analysis
Justification of variables based on data analysis
Evaluation of data analysis issues
Note: This assignment will be checked for plagiarism. Always review the University’s Academic Integrity Policy statement regarding plagiarism.
REQUIREMENTS
Citation Requirements: minimum of 2
Word Count: 750-1000
APA Formatting
Plagiarism Submission

Kotter’s
Eight Steps of Change
Errors in
Change

In
your paper, write three (3) personal examples in separate paragraphs of the change
errors you made based on what you learned in Kotter’s eight steps of change.

The
purpose of this assignment is to reflect and recognize success or failure in
the process of personal change that has occurred in our daily activities and
how these changes can affect individuals (you). By identifying the errors, please
explain how you will prevent a failure in the process of change next time it
occurs.

Questions
to consider:
·
What changes do you need to make to be
successful?
·
What went wrong? What should you have
done differently?
·
What improvements will be added to
this change process if you have an opportunity to do this again?

You
can also choose an example of a successful change effort. You must explain what
you did right (based on Kotter’s Eight Steps of Change) that made it successful.
You must also explain how you can make it better next time?

Assignment Guidelines
·
Minimum two
pages, double-spaced.
·
It must be
APA 7.
·
Use correct
APA in-text citations for paraphrased ideas and quoted text.

Watch video FIRST!!!

Review one of the Northouse case studies (6.1, 6.2, or 6.3) and answer one of the questions at the end of the case study. In your response, discuss how Path Goal Leadership Theory and the case could apply to your role as an APRN leader.

Case Study 6.1: Three Shifts, Three Supervisors
Case Study 6.2: Playing in the Orchestra
Case Study 6.3: Row the boat

Write a post as a response to one of the questions posed at the end of the case study. Please make sure to make connections between the theory to the practice of an APRN leader.
Your post should:
be a minimum of 300 words.
provide thoughtful insights (reflect critical thinking).
include at least two supporting references, properly cited in your text and in a reference list.
state your position and provide a rationale.
pose one question for further discussion.

Please review two of your peers’ posts and provide feedback. Your feedback should be at least 100 words providing quality input based on at least one supporting reference or workplace experience.

Grading Rubric:
Post a minimum of 300 words reflecting thoughtful insight (35 points)
Position is stated, rationale is provided, and opinions of others are sought out by posing at least one critical thinking question to enable further discussions (15 points)
Replies to two other posts with at least 100 words each, providing quality input based or at least one supporting reference or workplace experience (35 points)
Utilizes proper netiquette including language, spelling, and grammar. Uses correct 7th edition APA format when including references with posts.

The AACN ( American Association of Colleges of Nursing) has a position statement: ” Consideration for Covid 19 Preparedness and Response in US Schools of Nursing.”
please read it and answer the follow question: Has this AACN position paper covered the most relevant points about schools of nursing being currently unrepared to handle the Covid 19 pandemic in New York City, in your viewpoint? Give evidence for your perspective?
please use at least2 references, APA style.
1 reference is provided (optional ). https://www.aacnnursing.org/News-Information/News/View/ArticleId/24666/Considerations-for-Reopening-U-S-Schools-of-Nursing-During-COVID-19
please answer these questions within about 1 page.

analyze and interpret . The Garden” by Ezra Pound As you do so, explain how your chosen text embodies and showcases the preoccupations, themes, values, and techniques of Modernism.

Do not include extraneous material (for example, an introductory paragraph outlining the author’s biography if that biography isn’t directly relevant to your thesis

Be sure to quote frequently from your chosen text. About 15-20% of your overall word-count should consist of quotations. Use at least three quotations per body paragraph and analyze them closely.

This assessment addresses the following course objective(s):
Consider the role of government and various professional organizations in the process of planning and implementing policies at managements levels for diverse healthcare environments.
Professional associations like the American Medical Association, American Nurses Association, and others actively facilitate member engagement in political advocacy. For this assignment, you will research political advocacy models of professional associations, and develop a program outline to be proposed to a professional association or group of your choosing.
Objective: Political advocacy program proposal
Audience:
Primary – Members of a professional association or group (local/state/institutional).
Secondary – Leadership team of the association or group. Those who will approve your proposal.
Elements to include (but not limited to):
Proposal abstract
Need assessment (why this is needed in your profession/location)
Supporting research
Goals and Objectives
Governance structure (leadership roles)
Membership (member base, recruitment)
Proposal summary
Length: A minimum of three pages of content.
APA requirements: Title, reference page, a minimum of three references. In-text citations should be used to support your proposal.
Submit
Word document
Assignment Resource(s)
Health Exchange Academy. (2006). Advocating for change.
(Links to an external site.)
https://www.racialequitytools.org/resourcefiles/AFC_Manual_01.pdf

Find a peer-reviewed article where evidence-based practice was used to institute an actual change in the nursing profession. Discuss which change theory could be applied to the quality improvement process. Follow steps to complete assignment
1. Summarize the article.
2. How did the process of change lead to quality improvement in practice? be sure to fully describe what is the actual change that happened in nursing practice.
3. What is the nurse’s role in that change?
4. Research change theory and describe the theory as it relates to the actual change being discussed.
5. what change theory helps explain the process that took place?

Strategic Audit | Part 2 – Competitor Analysis

Please use the template I have provided for the paper since it is what the teacher wants us to use to ensure the best grade possible. first part of paper is attached for reference

SUMMARY
Today’s managers develop and communicate a vision for the organization. They focus on the big picture and identify needs and opportunities in order to establish strategic priorities. Strategic managers develop policies that are critical to the success of the company and make the achievement of goals both manageable and attainable. They understand how to allocate resources so that they are fully optimized.
Conduct a strategic audit to present an analysis of the organization’s strategic direction, policies, procedures, and processes to determine its competitive positioning within the industry.
Note: Organization selection must be approved by the instructor before beginning this assignment.

Part 1: (PART 1 PAPER IS ATTACHED FOR YOUR REFERENCE)

Organizational
Competitive
Positioning Analysis
Write an analysis paper
describing your
organization’s
competitive positioning (PART 1 ATTACHED FOR REFERENCE)

Part 2— Competitor Analysis
Write an analysis of your organization’s leading competitor.
Identify the organization’s major three, or more competitors. Make sure to respond to the following:
Make sure to include any disruptors in addition to major competitors.
What risk do they pose to your organization?
Select and describe your organization’s leading competitor.
Support your selection.
Describe your leading competitor’s potential business disruptor threat. (i.e. innovative solutions, technology, etc.)
Compare your organization’s current situation with its leading competitor threat.
Analyze your organization’s leading competitor by responding to the following:
Conduct a SWOT analysis and GE 9 Cell on your competitor.
Compare and contrast your leading competitor’s strengths and weaknesses to your organization.
Analyze the competitive position of your leading competitor.
Identify the possible technological and innovative approaches that contribute to your organization’s competitive positioning.
Assignment Requirements
Identification of three or more major competitors of the organization
Selection and description of the organization’s leading competitor
Analysis of the organization’s leading competitor
Identification of possible technological and innovative approaches that contribute to the organization’s competitive positioning
Note: This assignment will be checked for plagiarism. Always review the University’s Academic Integrity Policy statement regarding plagiarism.
REQUIREMENTS
Citation Requirements: minimum of 2
Word Count: 1,250-1,500 (excluding title and reference pages)
APA Formatting
Title page
Reference Page
Plagiarism Submission

1)
Research papers should be a minimum of 2000 words. In most cases,
your paper should focus on one play. Cite a minimum of six sources
(at least three of which are peer reviewed critical articles relevant
to interpreting your play).

2)The
paper should not be simply a report of what other critics have said,
or a report on a historical topic (like pirates or staging
practices), however. The heart of this paper is literary (and/or
dramaturgical) analysis. You must have a strong central argument
about the signicance of the play, and support that argument with
close readings of the play’s language. The argument of this paper
should be based on close analysis of specific passages and
observations about patterns and structures in the play, bringing in
relevant historical context as needed.

For
the Proposal and Annotated Bibliography,
you need to
–select
an issue, pattern, or problem in one or our plays or maximum two of
our plays.
–carefully
reread the play and look at the world choice, imagery, structure,
repetition, etc. Examine the details of the text, as they are
relevant to your issue and/or pattern.
–once
you have begun to narrow your topic, and have some idea about what
you want to say, do an MLA search and find out what scholars have
said about this issue and play. Identify a debate or discussion that
your paper can contribute to. ***The point is NOT to echo what
others have said. Instead, you are looking for some sort of “gap”
in the scholarship where you can make a contribution. You can make
your contribution using
–close
readings of the play’s language
–historical
information or other texts (such as the homily of the state of
matrimony, Hic Mulier and Haec Vir, or the historical documents and
texts in the appendices of our introductions)
–theoretical
insights into how the scholarly conversation has been framed, and
what may not have been considered.
–The
proposal
is actually a short paper where you identify the topic and
provisional thesis or the underlying question that your thesis will
answer. In the proposal, position
yourself in a scholarly conversation about your topic, citing a
minimum of 3 articles or book chapters as part of this
“conversation.” You do not have to cite these sources at length,
but you can use them to position your argument, using a “they say-I
say” approach. In addition to these “conversational” sources,
you are welcome to cite more sources to fill in historical context or
other information.
–For
the annotated
bibliography, list the works you have
consulted as if they are in a Works Cited list. Additionally, after
each secondary source, summarize the source in your own words in two
or three sentences. (If an abstract is provided with the article, do
not cut and paste that abstract! Summarize the article in your own
words.) Then, explain
how you respond to this source, or what questions you have about this
source. As Professor Nadeane Trowse
might say, your paper is like a party, and you have invited all of
these “sources” to the party. What
is each of the sources contributing to the conversation, and what
questions do you have about them? Use the “they say/I say”
moves.

We are witnessing a real world cyber intelligence problem. We have the ability to view in real-time global cyber attacks. The Norse Organization is exploiting Internet technology to supply live, accurate, and unique cyber-attack intelligence. Blocking cyber-attacks exposes cyber breaches and tracks cyber-threats around the globe. There was a time you could simply unplug the computer and the threat was eliminated. Today, computers are wireless. This technology is in our toys, phones, and our automobiles, which introduce cyber vulnerabilities and delivers a global, real world intelligence problem.
For this SLP, answer the following:
Relate cyber threats to a real world intelligence problem.
Describe a noteworthy Cyber Threat Intelligence breach, from 2015 and 2016, that has influenced the public and private sectors.